Aug 2021 – Jun 2024 · 2 yrs 10 mos · Bengaluru, Karnataka, India

• Offline Approvability:
• Aimed to improve the Venmo Credit Card Marketing for less engaged Venmo Customers(Total Population: 145M, Less Engaged: ~55M) by better segmentation and targeting using up-to-date GTM(Go To Market) score.
• Created reliable, scalable and maintainable solution using Google Cloud Services, Spark and Spring Application. Currently working at scale of approximately 25M transactions per day and also adopted in Global Pay Later(BNPL) strategy pipeline.
• Real Time Fraud Alert Resolution:
• Engineered a solution using real time SMS/IVR challenge that autonomously evaluates approximately 5k cases per month per product, achieving near real-time resolution of fraud alert cases and reducing manual oversight by 2 employees per case.
• Compliance Service Migration:
• Spearheaded the plan for the new compliance service migration by modifying and incorporating API specification and code changes in underwriting service(600k transaction per day) and overseeing the transition with minimal downtime, ensuring full operational continuity.
• Underwriting Risk Strategies:
• Enhance and maintain underwriting risk strategies which serves approximately 25k transactions per day for revolving credit products, improving risk detection and reducing bad debt by developing and integrating features tailored to new business requirements.
• Quantum Leap:
• Worked on PayPal's new initiative this year, Quantum Leap which aims to increase usage of PayPal Mastercard.

Jul 2019 – Jul 2021 · 2 yrs

• Projects Undertaken:
• 1. Deutsche Wealth Online(DWO)-Switzerland: Application aimed to provide banking solutions to private bank customers based in Switzerland Region. For this I improved the latency and throughput of the application using Netflix's Falcor features and Multithreading.
• 2. Bankers Access : Developed new application aimed for providing Front Office (Relational Managers) with the overview of the client's portfolio.

Jul 2018 – Jul 2019 · 1 yr

• Started working as a full stack developer, gaining and enhancing the business product features for Private Banking Clients. Following Projects were Undertaken:
• 1. Deutsche Wealth Online(DWO)-US: An application aimed for private banking clients based in US region. For this application I implemented Backend and Frontend design for user authentication using EIDP(Enterprise Identity Provider). .
• 2. Spotlight: Application aimed for flashing new business ideas based on market research to reach private bank clients. I helped in the migration of Spotlight from Angular to React with state management done using Redux.