Mohammad Ayaan

Backend Engineer

Bengaluru, Karnataka, India2 yrs 10 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Built scalable backend solutions for millions of users.
  • Integrated machine learning to enhance payment security.
  • Awarded Stellar Annual Award for outstanding performance.
Stackforce AI infers this person is a Backend Engineer specializing in Fintech solutions with a focus on scalable systems and security.

Contact

Skills

Core Skills

Software DevelopmentBackend EngineeringData EngineeringCloud EngineeringSecurity Engineering

Other Skills

AccountingAlgorithmsAmazon AthenaAmazon AuroraAmazon S3Amazon Web Services (AWS)Async QueuingAutomationBankingBill Payment SystemsBusiness ManagementC (Programming Language)C++Cloud SecurityComputer Engineering

About

Software Engineer passionate about creating impact through scalable backend solutions and continuous learning. Driven by problem-solving, leadership, and teamwork to deliver real-world value. Here’s a quick snapshot about me and what I do: 1.) Backend Engineer at Zeta, building secure, high-scale credit card platforms that power millions of users and safeguard their financial transactions. 2.) I’ve worked with top companies like Goldman Sachs and Directi, tackling challenges across cloud security, email analytics, and fintech APIs. 3.) I thrive on solving tough problems and building robust, scalable backend systems, while increasingly exploring AI engineering - learning, experimenting with, and creating AI agents that push the boundaries of automation and intelligence. 4.) When not coding, I’m on the football field, exploring new places, meeting people and getting to know them, or unwinding by listening to music. 5.) [Nerd alert] Fascinated by algorithms and data structures that don’t always make it to production, like tries, segment trees, DSU. 6.) Proud moments? Indian Army SSB recommended for NDA (AIR 162), Bronze Medalist among 50,000+ students

Experience

2 yrs 10 mos
Total Experience
2 yrs 10 mos
Average Tenure
2 yrs 10 mos
Current Experience

Zeta

2 roles

Software Engineer II

Promoted

Jul 2024Present · 1 yr 11 mos · Bengaluru, Karnataka, India · On-site

  • Building HDFC Pixel Credit Cards
  • Built Spring Boot microservices managing 500,000+ credit cards across HDFC platforms.
  • Launched dual-network (VISA + RuPay) card issuance, increasing onboarding by 35%.
  • Integrated ML-based risk engine, lowering payment fraud by 60%.
  • Rolled out UPI PIN setup, driving 8x transaction frequency.
  • Won Stellar Annual Award 2024-25
Spring BootMicroservicesCredit Card PlatformsMachine LearningUPISoftware Development+1

Software Engineer

Jul 2023Jun 2024 · 11 mos · Bengaluru, Karnataka, India · On-site

  • Built Recharge and Bill Payments system for PayZapp.
  • Designed PayZapp bill payment platform for 3M+ monthly users with 98%+ fulfillment.
  • Integrated Vision Plus for real-time credit card bill payments, saving fees and boosting reconciliation.
  • Won Stellar Annual Award 2023-24
Bill Payment SystemsReal-time ProcessingVision PlusSoftware DevelopmentBackend Engineering

Directi

Software Engineer

Jan 2023Jun 2023 · 5 mos · Bengaluru, Karnataka, India · Remote

  • Optimized email analytics pipeline, boosting processing efficiency
  • Enhanced Titan email analytics with async queuing, Redis caching, and DB pooling.
  • Improved efficiency by 20%, reduced latency from 500ms to 400ms.
Email AnalyticsAsync QueuingRedis CachingSoftware DevelopmentData Engineering

Interviewbit

Problem Setter

Sep 2022Dec 2022 · 3 mos · Bengaluru, Karnataka, India · Remote

  • Created popular algorithm challenges
  • Authored 60+ DSA problems and challenges
  • Led feedback analysis, halving issue resolution time.

Goldman sachs

Summer Analyst

Jul 2022Aug 2022 · 1 mo · Bengaluru, Karnataka, India · On-site

  • Automated cloud security and compliance audits.
  • Managed security for 250+ AWS Security Groups, 50 VPCs, 300 EC2s.
  • Reduced unauthorized access by 45%, automated PCI DSS audit reporting using Python.
  • Received PPO for delivering impactful results.
Cloud SecurityAutomationPythonCloud EngineeringSecurity Engineering

Interviewbit

Problem Setter

May 2022Jun 2022 · 1 mo · Bengaluru, Karnataka, India · Remote

Education

Institute of Engineering and Technology

Bachelor of Technology - BTech — Computer Science

Jul 2019Jun 2023

Army Public School, Nehru Road, Lucknow

10+2 Equivalent — Computer Science

Apr 2017May 2019

Army Public School, Nehru Road, Lucknow

High School Diploma

Apr 2007Mar 2017

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