Navin J.

CEO

India24 yrs 5 mos experience
Highly Stable

Key Highlights

  • Transformed payments in India, Indonesia, and UAE.
  • Scaled commercial payments from $60M to $3B.
  • Pioneered digital payment innovations across emerging markets.
Stackforce AI infers this person is a Fintech executive with extensive experience in digital payments and financial services.

Contact

Skills

Core Skills

Business StrategyRelationship ManagementProduct ManagementBusiness DevelopmentPartner Relationship Management

Other Skills

Credit CardsRelationship BuildingPayment SystemsTeam LeadershipConsultingLeadershipNew Business OpportunitiesBusiness GrowthNegotiationTeam ManagementProblem SolvingSales LeadershipAccount ManagementBusiness Relationship ManagementNew Business Development

About

Senior payments executive with 25+ years transforming financial services across emerging markets. From pioneering commercial payments in India to contributing to Indonesia's digital payment transformation as Mastercard Country Manager and supporting the regional team from UAE - I've consistently delivered growth in diverse, challenging markets. My career spans the full evolution of digital payments across three distinct markets: India's journey from cash to digital, Indonesia's leapfrog into mobile payments, and the UAE's transformation into a regional powerhouse. This unique multi-market perspective, combined with recent insights from data monetization and AI at Eureka AI, positions me to drive the next wave of payment innovation. At Mastercard, I didn't just manage existing business - I supercharged them and launched new products and solutions. Whether scaling commercial payments from $60M to $3B in India, securing Indonesia's first international-domestic switching partnership, or expanding contactless adoption there, I thrive on transforming nascent opportunities into pulsing ecosystems, through teams which are empowered to deliver by working together.

Experience

24 yrs 5 mos
Total Experience
4 yrs 9 mos
Average Tenure
6 mos
Current Experience

Wise

India Country Manager

Nov 2025Present · 6 mos · India · On-site

Mastercard

7 roles

Head - Retail & Commerce, South East Asia

Sep 2023Oct 2024 · 1 yr 1 mo

  • Expanded Mastercard's relationship with large merchants in South East Asia to support business growth.
  • Leveraged products and services in payments, cybersecurity, data analytics, and loyalty for merchant success.
  • Achieved significant revenue growth and enhanced merchant satisfaction through tailored solutions.
Business StrategyCredit CardsRelationship BuildingPayment SystemsRelationship ManagementPartner Relationship Management+17

Country Manager, Indonesia

Apr 2020Sep 2023 · 3 yrs 5 mos

Business StrategyCredit CardsHigh Energy LevelStrategyRelationship BuildingPricing+31

Vice President, Market Development, Indonesia

Promoted

Nov 2017Apr 2020 · 2 yrs 5 mos

  • Leading the market development efforts in a market ready to break out in a big way in digital payments.
Business StrategyCredit CardsHigh Energy LevelBankingRelationship BuildingPayment Systems+20

Head - Commercial Products & Solutions

Jun 2015Oct 2017 · 2 yrs 4 mos

  • Responsible for growing Mastercard's commercial payments business in South Asia. The business has grown at a scorching pace over the last few years and is expected to continue to do so over the next several.
High Energy LevelRelationship BuildingProduct ManagementPartner Relationship ManagementProduct DevelopmentTeam Leadership+16

Director, Member Relations & Commercial Payments

Promoted

Jun 2010Nov 2015 · 5 yrs 5 mos

  • Managing MasterCard's business with key partner bank in India. Successful transformation in quality and depth of relationship. Created win win solutions for both leading to significant value addition to the Bank's payments business while exceeding MasterCard's business objectives.
  • Managing MasterCard's Commercial Payment Solutions business in India. Facilitated the growth of a number of products in the market, leading to a multi fold rise in MasterCard's business volumes and market share.
High Energy LevelRelationship BuildingPartner Relationship ManagementTeam LeadershipCommunicationNew Business Opportunities+8

Manager - Member Relations & Commercial Payments

Apr 2009Jun 2010 · 1 yr 2 mos

Relationship BuildingPartner Relationship ManagementCommunicationNew Business OpportunitiesBusiness GrowthProblem Solving+5

Manager - Finance and Planning

Jul 2007Mar 2009 · 1 yr 8 mos

  • Responsible for revenue related accounting and forecasting and pricing in the SAMEA region comprising of South Asia, Middle East and Africa. Single point contact for any queries on revenues across the region. I played a key role in Pricing related initiatives rounding up my stint here with the comprehensive review of cluster pricing.
Relationship BuildingCommunicationProblem SolvingAnalytical Skills

Standard chartered bank

Manager - Business Finance

Aug 2005Jul 2007 · 1 yr 11 mos

  • I was part of the Business Finance team in Consumer Banking business in India dedicated to the Wealth Management business. With this role I have experienced both assets and liabilities side of the banking business. It was a great learning phase of how an MNC bank runs shop - I did forecasting for the first time here, and came to know that it was a core part of the business finance function everywhere.
  • The way costs are allocated across products also was a new learning. Overall I gained a lot from the 2 year stint at Stan Chart. Its a great place to work as it allows people to move within different parts of the bank.
Relationship BuildingCommunicationProblem SolvingAnalytical Skills

Icici bank limited

Manager

Apr 2003Jul 2005 · 2 yrs 3 mos

  • Manager at ICICI Bank Limited
  • (Public Company; 10,001 or more employees; Banking industry)
  • April 2003 – July 2005 (2 years 4 months)
  • I was a Business Finance Manager for the Credit Cards business at ICICI Bank's retail banking division. Responsibilities included complete financial reporting and MIS, tracking revenues and costs closely for leakages, enhance thebusiness head's understanding of the financial numbers and supporting the cards team in new initiatives.
  • Key achievements include successful re negotiation with the Payments Associations like VISA and MasterCard for higher financial support to the Card Center. Brought a tremendous focus on revenues and costs at the grassroots level of the Card Center Managerial hierarchy.
Relationship BuildingProblem SolvingAnalytical Skills

Infosys technologies

Associate Consultant

Aug 2002Apr 2003 · 8 mos · Bangalore, Hyderabad

  • Part of the Enterprise Solutions team, focusing on SAP and J D Edwards implementation and maintenance. Held the H1B but got tired of waiting!
Relationship BuildingAnalytical SkillsEnterprise Software

Ramco systems, india

Senior Business Analyst

Jan 2000Jan 2002 · 2 yrs

Relationship BuildingAnalytical SkillsEnterprise Software

Education

The Institute of Chartered Accountants of India

Chartered Accountant

May 1995Jul 1998

St. Xavier's College, Kolkata

Bachelor of Commerce - BCom — Accounting and Finance

Jul 1994May 1997

Bharathidasan Institute of Management Tiruchirapalli

Master of Business Administration - MBA

Jun 1998May 2020

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