Dec 2022 – Present · 3 yrs 5 mos · Mumbai · On-site

Sep 2022 – Present · 3 yrs 8 mos

• Investment in a full-truck freight marketplace company.
• Reach out in case you want to get introduced to IPV team for fund raise & mentorship.

Jan 2021 – Dec 2022 · 1 yr 11 mos

• Driving Product Innovation, Digital Client Advisory & FinTech Partnerships at Citi South Asia Treasury & Trade Solutions (Transaction Banking / Wholesale Banking).
• Cash Management, Liquidity Management and Trade Finance Business Development.

Jul 2018 – Dec 2020 · 2 yrs 5 mos

• Driving Product Innovation, Digital Client Advisory & FinTech Partnerships at Citi South Asia Treasury & Trade Solutions business.

Jun 2016 – Jul 2018 · 2 yrs 1 mo

• Responsible for product development and commercialization of its online banking & connectivity solutions.
• Drive digital client experience through Citi's connectivity solution suite - CitiConnect for Files, CitiConnect for SWIFT and CitiConnect APIs.
• Responsible for P&L management for digital receivables solutions for businesses.
• Launch of UPI and BBPS.
• Development & commercialization of electronic payment methods like NACH, IMPS and UPI.
• Digital reconciliation solutions expertise
• Expertise on BBPS, Nodal guidelines and eCommerce flows in the country

Apr 2014 – Jun 2016 · 2 yrs 2 mos

• Channel & Enterprise Services (CES), now called Platforms & Data Services (PDS)
• Lead product strategy and development for PDS products such as CitiDirect (internet and mobile banking), CitiConnect (global connectivity product including Files, APIs, SWIFT and SAP FSN), digital onboarding, billing and statement capabilities.
• Owned end-to-end delivery of product changes: understanding complex use cases and regulations, specifying requirements, managing dependencies, driving commercialization.
• Collaborate closely with Sales, Technology, Operations, Compliance & Legal, and client relationship teams across local, regional, and global levels.
• Drive client-centered innovation, incorporating feedback to improve user experience and product differentiation.
• Driving digitization of payments & receivables, reconciliation and self-service across large local corporates, multinationals and local SME/MME names.
• Manage key performance indicators related to product commercialization, client satisfaction, and regulatory reporting compliance.

Oct 2012 – Apr 2014 · 1 yr 6 mos

• Transaction Banking Sales

Oct 2011 – Oct 2012 · 1 yr · Bengaluru Area, India

Nov 2010 – Sep 2011 · 10 mos · Bengaluru Area, India

• Responsible for corporate requirements from transaction services perspective like visibility and control on payments processing as well as reporting / reconciliation requirements of corporate clients.

Mar 2010 – Nov 2010 · 8 mos

• Responsible for on-boarding Corporate clients (Global and Top-Tier Local Enterprises) with respect fulfilling their transaction services and treasury needs through electronic platform. This included areas such as collections, payments, domestic and overseas trade, guarantees and documentary credit among others.
• Roles & responsibilities included determination of client need; establishment of implementation scope and development plans; management of team resources; and delivery of client solution.
• Experience gained in
• Host to Host integration between client ERP systems and bank portal. ERPs handled - SAP, Oracle, Tally 9.0.
• Consulting clients on cutting down cost and time efforts in payments origination, handling vendor queries, reconciling bank transactions and plugging all security loopholes in the banking process.
• Banking products for CXO level / Treasury executives in effectively managing and optimizing the liquidity.
• Various file formats for electronic banking integration like SAP iDoc, PAYMUL, Citibank proprietary formats.
• Advanced knowledge of Citi's electronic banking platform - CitiDirect® and treasury visibility portal - TreasuryVision®

Jan 2010 – Mar 2010 · 2 mos

• Experience in Trade Services and Trade Finance area primarily in the exports and domestic trade offerings.
• Short stint in the imports services and financing unit gaining knowledge of letter of credit and regulatory guidelines regarding imports of goods in India.

May 2006 – Dec 2009 · 3 yrs 7 mos

• Joined as part of Citi's Management Associate program with rotations across operations.
• Deliver banking products under Treasury & Trade Services large corporate, MNCs and small & medium enterprises.
• Domain experience in Payables and Liquidity Management products - domestic & cross border payments, liquidity & clearing.
• Expertise in handling cross-border remittances and guidelines (FEMA & RBI circulars).

Oct 2005 – Nov 2005 · 1 mo

• Worked on opportunity analysis in Enterprise Business space for partnering / acquiring product vendors for long-term growth.
• The project entailed the analysis of future trends in the enterprise business space (ERP, CRM, SCM, PLM and ECM), focusing on potential of the Software Products Companies & creating a business proposal for initiating a relationship with potential future benefits with them.
• Four companies were identified for partnership / acquisition as part of the analysis.
• Out of the four companies, two companies have been acquired by leading product companies in 2007-08. HCL Technologies, already a partner to one of those leading product companies, currently offers the proposed PLM suite.

Sep 2003 – May 2004 · 8 mos · Bengaluru Area, India

Jul 2002 – Aug 2003 · 1 yr 1 mo · Bengaluru Area, India