Sumit Vadodaria

Product Manager

Bengaluru, Karnataka, India9 yrs experience

Most Likely To SwitchHighly Stable

Key Highlights

Successfully launched a flagship lending product from scratch.
Built India's first underwriting engine for underserved segments.
Drove significant user retention improvements through innovative strategies.

Stackforce AI infers this person is a Fintech Product Manager with expertise in scaling consumer financial products.

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Skills

Core Skills

Product StrategyProduct VisionProduct Management StrategyProduct LaunchProduct ManagementBusiness Strategy

Other Skills

3D Modeling3D PrintingANSYSAgile MethodologiesAnalytical SkillsAnalyticsB2CBuild ToolsBuilding PerformanceBusiness MetricsBusiness PlanningCommunicationCompetitive AnalysisComputer-Aided Design (CAD)Computer-Aided Engineering (CAE)

About

5.5+ years of experience driving product strategy, platform expansion, and customer growth across B2C and B2B2C fintech. Proven record of scaling products from 0→1 to 1→N, improving conversion/retention, and delivering revenue uplift with cross-functional leadership. At Refyne, I launched and scaled a flagship lending product from scratch to ₹XXXCr/month, while building India’s first underwriting engine for underserved segments. My work drove major gains in conversion and retention. Previously at Rupeek, I built pricing, fulfillment, and risk platforms that scaled across 49 cities. I thrive on solving complex product problems, shaping 0→10 journeys, and working cross-functionally to deliver impact at scale.

Experience

9 yrs

Total Experience

1 yr 7 mos

Average Tenure

3 yrs 7 mos

Current Experience

Refyne india

2 roles

Product Manager 2

Promoted

Jan 2025 – Present · 1 yr 5 mos · Bengaluru, Karnataka, India · On-site

Led Refyne’s consumer app from 0 to 10 products, scaling funnels and improving user retention and product performance.
Led Refyne’s consumer app journey from 0→10 products, scaling conversion from XX% to YY% through trust-first funnel design
Launched Salary Advance product (₹0 to ₹XXXCr/month), now Refyne’s top revenue driver
Built underwriting infra for gig, blue-collar, and government workers, enabling <X% NPA in high-risk segments.
Improved user retention by 30% via redesigned post-loan journeys, proactive communication, and resolution flows
Drove ₹XXXCr/month in disbursals by optimizing GTM, risk segment expansion, and product optimisations.
Owned product strategy, roadmap, and OKRs for the consumer app; awarded “Critical Thinker” and “Next Gen Leader”

Product StrategyProduct VisionProduct Lifecycle ManagementNew Product IdeasProduct Road Mapping

Product Manager

Oct 2022 – Dec 2024 · 2 yrs 2 mos · Bengaluru, Karnataka, India · On-site

Product MarketingProduct Management StrategyProduct LaunchProduct RequirementsProduct Growth

Rupeek

Manager - Product and Strategy

Feb 2020 – Sep 2022 · 2 yrs 7 mos · Bengaluru, Karnataka, India

Led development of operational fulfillment, pricing, and risk platforms products to drive growth, margins, and scalability.
Built fulfilment and pricing products, driving daily disbursals of ₹XXCr+ via smart fulfilment routing
Led dynamic pricing engine boosting NIM by 62% and simplifying 100+ schemes across 49 cities
Developed risk monitoring tools and collected intelligence to reduce value at risk proactively
Received "Rising Star" and "Stellar" awards for consistent innovation and delivery
Focused on scalable infra and decision systems in early-stage product environments

Competitive AnalysisProduct AnalyticsBusiness StrategyProblem SolvingProduct Management

Society of automotive engineers (vit, vellore)

Chairperson

Jul 2019 – Jan 2020 · 6 mos · Vellore, Tamil Nadu, India

Chairperson – SAEINDIA Club, Vellore, India
Led and organized club functions by coordinating officers and committees, promoting membership, and managing communications across departments. Oversaw meetings, technical events, project roles, and records, ensuring clear assignments and a respected club image.

Problem Solving

Tata steel

Mechanical Engineering Intern

May 2019 – Jun 2019 · 1 mo · Jamshedpur Area, India

Mechanical intern at coke plant
Project on Centralized dual line grease lubrication system .
Working of Stamping,charging and pushing machine for coke making.
course on:Mechanical Power Transmission and maintenance.

Problem Solving

Rev mechanics

Chief Design and Stress Engineer - Moto Student

Jan 2019 – Dec 2019 · 11 mos · Vellore Area, India

An initiating member to start an Electric MotoGP style racing bike -prototype.

Problem Solving

Prayasta 3d inventions private limited

Mechanical Engineer Intern

Sep 2018 – Jan 2019 · 4 mos · Vellore, Tamil Nadu, India

Worked on mechanical design for India’s first medical-grade elastomer 3D printer at Prayasta 3D, contributing to next-gen additive manufacturing innovations.

Problem Solving