Swaraj Akode

Product Manager

Mumbai, Maharashtra, India8 yrs 7 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Led successful launch of Money2India Europe.
Expert in building compliant fintech products.
Strong technical foundation in software development.

Stackforce AI infers this person is a Fintech Product Manager with strong technical and compliance expertise.

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Skills

Core Skills

Product StrategyCross-border PaymentsProduct ManagementFull-stack DevelopmentSocial EntrepreneurshipTeam Leadership

Other Skills

A/B TestingAPI IntegrationAgileAlgorithmsAnalytical SkillsBack-End Web DevelopmentBackend DevelopmentBootstrapC++Cascading Style Sheets (CSS)Cloud FirestoreCompetitive BenchmarkingCompetitive ProgrammingComplianceComputer Science

About

As a Product Manager at ICICI Bank, I worked on end-to-end development and successful launch of Money2India Europe, a cross-border remittance platform serving 20+ European countries. I specialize in building compliant, scalable fintech products that balance customer experience with regulatory rigour. With 4+ years of experience in the digital payments and remittance space, I work at the intersection of technology, business, and compliance — driving product strategy, roadmap ownership, stakeholder alignment, and data-informed decision-making. An alumnus of IIT Roorkee, I bring a strong technical foundation in software development and machine learning, which enables me to collaborate effectively with engineering teams and ship features that matter. Outside of work, I’m a singer and multi-instrumentalist — creativity fuels my thinking, and I bring the same passion to product building that I bring to music. 🔹 Key Skills: Cross-Border Payments | Remittance | Fintech | Product Strategy | Compliance | Agile | Data-Driven PM | User-Centric Design 🔹 Tools & Tech: SQL | Jira | Aha! | Figma | Python | APIs | BaaS | ML Concepts I'm always open to meaningful conversations on fintech, product innovation, and scaling user-first solutions.

Experience

8 yrs 7 mos

Total Experience

2 yrs 9 mos

Average Tenure

4 yrs 11 mos

Current Experience

Icici bank

2 roles

Senior Product Manager - Remittance

Promoted

Apr 2024 – Present · 2 yrs 2 mos · Mumbai, Maharashtra, India

Driving cross-border remittance product growth in the Europe-to-India corridor for ICICI Bank. Leading the roadmap for Money2India Europe, scaling user adoption, and enhancing the digital remittance experience.
Defined and executed product strategy for a regulated cross-border payments platform.
Partnered with compliance, operations, and tech teams to ensure AML/KYC alignment across EU regions.
Introduced product enhancements based on user research and funnel analytics
Rolled out UI/UX upgrades and feature releases using agile sprints, Jira
Improved international money transfer turnaround time, increasing NPS and reducing drop-offs.
Collaborated with payment gateway providers (SEPA, SWIFT) to improve processing speed.
Regularly analyzed usage data via SQL dashboards and to identify growth opportunities.

Cross-Border PaymentsRemittanceFintechProduct StrategyComplianceAgile+3

Product Manager - Remittance

Jul 2021 – Present · 4 yrs 11 mos · Mumbai, Maharashtra, India

🌍 End-to-end ownership of product lifecycle for ICICI Bank’s cross-border remittance solutions—enabling secure, fast, and cost-effective money transfers from Europe to India.
Defined the MVP, wrote user stories, and worked closely with engineering to ship features in iterative releases.
Used Google Analytics to identify friction points and drive monthly retention campaigns.
Worked on transaction tracking flows, OTP authentication, onboarding, and KYC flows.
Partnered with compliance and legal to ensure GDPR readiness and adherence to EU/ Bafin guidelines.
Conducted competitive benchmarking (Wise, Remitly, Xoom) to differentiate feature offerings.
Defined pricing models, fee structures, and go-to-market strategy.

Cross-Border PaymentsRemittanceProduct ManagementGoogle AnalyticsKYCGDPR+1

Student mentorship program, iit roorkee

Student Mentor

Jun 2020 – Jun 2021 · 1 yr · Roorkee, Uttarakhand, India

Guided first-year students through academic, emotional, and social challenges. Helped them navigate campus life, manage time effectively, and make informed choices. Acted as a trusted peer advisor and support system.

Xp cover

Full Stack Developer

May 2020 – Jul 2020 · 2 mos · Mumbai, Maharashtra, India

Worked on Dialogflow (Google's NLP Tool) for creating the virtual assistant, and prototyped various other features.
Developed a backend application using Flask to create a user-friendly advertising marketplace.
Worked on the server-side applications, integration of new APIs with the production system, optimizing and streamlining the workflows to improve the user experience.

DialogflowFlaskBackend DevelopmentAPI IntegrationFull-Stack Development

Unnat bharat abhiyan iit roorkee

Village Coordinator

Sep 2017 – May 2020 · 2 yrs 8 mos

🌱 Led sustainable development initiatives in rural India under MHRD’s Unnat Bharat Abhiyan. Focused on impact-driven project execution, stakeholder coordination, and grassroots innovation.
Directed on-ground research to identify core problems in 3 villages; created solution plans with IIT mentors.
Managed a team of 15+ volunteers across sanitation, digital literacy, and financial inclusion projects.
Drove collaboration between local governments, NGOs, and academia.
Measured and reported key impact metrics to MHRD coordination cell.

Stakeholder CoordinationProject ExecutionResearch ManagementSocial Entrepreneurship

Music section iit roorkee

Joint Secretary

Sep 2017 – May 2020 · 2 yrs 8 mos

Served as Lead Vocalist and core coordinator of the Music Section at IIT Roorkee
Performed at and helped organize high-impact stage events such as Pehla Nasha, Dhun, Crescendo, and Swaranjali, attended by 1000+ students and faculty.
Spearheaded planning and execution of intimate community events like Friends of Section and campus-wide Open Mic nights, fostering an inclusive and expressive artistic environment.
Collaborated with a team of musicians, sound engineers, and event managers — honing skills in team leadership, event management, creative direction, and public performance.
🎤 Key Highlights: Stage Presence | Team Collaboration | Creative Leadership | Event Planning | Public Speaking | Brand Representation

Public SpeakingEvent ManagementCreative DirectionTeam Leadership