Apr 2024 – Nov 2024 · 7 mos · Hybrid

• In my role as Associate Director, Product at PayU Finance, I lead a dynamic team in driving product strategy and growth. My work includes:
• Managing a diverse product portfolio, including Personal Loans up to 10L and API Based Lending
• Implementing credit underwriting automations to enhance efficiency and customer experience.
• Driving strategic product development, I have contributed to significant revenue growth and operational excellence at PayU Finance.
• Mentoring teams and setup processes for work efficiency.

Apr 2022 – Mar 2024 · 1 yr 11 mos · Hybrid

• Handling personal loan products via DSA and API
• Responsible for growing DSA Business
• Building a scalable API stack for enabling loans via API
• Automate credit processes to reduce TAT, increase operations efficiency, and improve user experience
• Building platform products to utilize across company

Mar 2020 – Mar 2022 · 2 yrs · Hybrid

• Led product management efforts at PayU, focusing on scaling personal loan products through launching new products and enhancing customer experience.
• Developed a platform to streamline go-to-market strategies for risk policies, optimizing processes for efficient product launches.
• Collaborated with cross-functional teams to improve funnel conversion rates, resulting in increased revenue and customer satisfaction.

Apr 2019 – Mar 2020 · 11 mos · New Delhi Area, India · On-site

• ZipLoan is an NBFC specializing in SME lending (business loans up to ₹5 lakh) and is supported by investors such as Matrix Partners, Saif Partners, and Elevation Capital.
• Developed a banking analyzer to automate the bank statement analysis process, reducing OPEX by 65% and loan processing TAT by 25%.
• Acted as the SPOC for bureau (CIBIL, Experian) and other third-party integrations in the loan journey, reducing bureau costs by 40%.
• Collaborated with various cross-functional teams to define and execute the product roadmap.
• Managed a team of two people (1 APM and 1 Designer), gaining valuable team management experience.
• Worked with the co-founder to present product launches and their impact to the ZipLoan board and investors.
• Selected by the founders for the "Stanford Seed Program."

Jan 2018 – Mar 2019 · 1 yr 2 mos · New Delhi Area, India · On-site

• Gained in-depth knowledge of the business loan product and the fintech industry.
• Conducted user research to develop product enhancements for the loan journey, resulting in improved Net Promoter Score (NPS).
• Revamped the company's website and conducted various A/B tests, optimizing user onboarding and increasing funnel conversion by 25%.
• Collaborated with the engineering team to establish the sprint process and took responsibility for executing the product roadmap.

Sep 2015 – Nov 2017 · 2 yrs 2 mos · New Delhi Area, India · On-site

• Driven by the desire for a superior housing experience, we took the initiative to create one ourselves.
• We developed an affordable housing solution to address the issues of "Trust and Transparency" in the rental sector of the real estate industry, leveraging technology, innovation, and effective execution.
• Successfully onboarded over 5,000+ tenants and served more than 1000+ landlords Delhi NCR region.
• Launched a free platform for flatmate searches across India, attracting over 50,000 users and 2000+ listings within a month.
• Gained invaluable experience in entrepreneurship, problem-solving, team building, product development, and business creation.

Mar 2015 – Aug 2015 · 5 mos · New Delhi Area, India · On-site

• MOOVO was an on-demand booking platform for mini-trucks, backed by Youwecan Ventures.
• Joined the team at the seed funding stage to grow the business and improve the product.
• Product development of web and app platform to facilitate mini-truck bookings in Delhi NCR.
• Doubled the daily rides booked on the platform by fostering trust and maintaining a high-quality experience.

May 2013 – Jan 2015 · 1 yr 8 mos · Jodhpur Area, India · Hybrid

• I founded Quick Solar with the goal of raising awareness about renewable energy and offering EPC services for solar plants. My achievements include:
• Successfully installing 100+KW of solar rooftop projects across 10 sites
• Consulting various clients on solar rooftop projects
• Developing expertise in the renewable energy industry, including the design of solar plants, procurement, negotiation, and construction

Sep 2012 – Mar 2013 · 6 mos · Varanasi Area, India

• My key Responsibilities were Arranging funds, Team Making, Marketing, Team Management and making sure the EXECUTION.

May 2012 – Jul 2012 · 2 mos · New Delhi Area, India

• Study of Badarpur Thermal Power Station (705 MW) and how all electrical companies are trying to make it more "EFFICIENT" and "LESS POLLUTED"

May 2011 – Jun 2011 · 1 mo · Haridwar Area, India

• It was about understanding the basics of how "Manufacturing Process of Turbo Generator (500/600MW) works along with its excitation systems.