Oct 2020 – Jul 2022 · 1 yr 9 mos · Noida, Uttar Pradesh, India

Sep 2018 – Oct 2020 · 2 yrs 1 mo · Noida Area, India

• Building the largest lending franchise of India by enabling credit to the millions of small merchants and businesses that have been excluded from the formal credit system. Creating innovative products, credit models and delivery mechanisms to meet the working capital needs of merchants on the Paytm digital payments platform.

Nov 2015 – Jun 2018 · 2 yrs 7 mos · Gurgaon, India

• Part of the core founding team at CoinTribe Technologies, a fintech focused on small business lending. Driving the go-to-market strategy and revenue agenda of the lending marketplace. Developing key alliances & partnerships on both sides of the marketplace ( lenders & borrowers).

Aug 2014 – Oct 2015 · 1 yr 2 mos

• Coverage responsibility for strategic and large clients of the bank. Managed a portfolio of clients in the Auto & Auto comp, IT services, Food & Agri, Cement and other key sectors along with a team of 15 relationship managers including 2 team leaders. Focus on targeted origination, structuring, negotiation and execution of transactions.

Aug 2010 – Aug 2014 · 4 yrs

• Relationship head for infrastructure clients of the bank in North. Managed a portfolio of more than 50 customers in the Infrastructure and other core sectors (like Cement & Steel). Responsible for end to end cycle of new client acquisition, deal origination, credit structuring, cross sell strategy formulation, account management, derisking and exit strategy. Executed transactions in almost all Infrastructure sub sectors like Thermal, Wind, Solar and Biomass Power, Steel, Cement, Construction, Aviation, Transportation, Coal Washeries, Oil & Gas.

Nov 2007 – Jul 2010 · 2 yrs 8 mos

• Section leader within the mid market segment of the bank. Managed a portfolio of clients in the manufacturing , food & agri and auto ancillary industry. Focus on new to bank customer acquisition, credit assessment and cross sell. Led a team of 4 relationship managers.

May 2007 – Nov 2007 · 6 mos · Gurgaon

• Drove key initiatives in the field of mobile banking, consumer finance program and customer loyalty club. Set up a business intelligence platform and knowledge management tool to track competitor performance.

Oct 2004 – May 2007 · 2 yrs 7 mos · Gurgaon & US

• Led enterprise wide transformational assessments, process reengineering assignments and program management office for large US based companies in the insurance ,health care and IT services space to help streamline process, reduce cost and improve overall business productivity.

Dec 2003 – Sep 2004 · 9 mos · Mumbai & Singapore

• Responsible for business requirement gathering and assessment within the BFSI segment. Worked on business analysis, functional specifications and implementation of retail internet banking platforms for Citibank Philippines and Thailand. Drafted the future road map for National Development Bank, Sri Lanka for its corporate and retail banking strategy.

May 2002 – Dec 2003 · 1 yr 7 mos · Delhi & Mumbai

• Responsible for setting up the operations and technology backbone of the payments and trade products of the corporate banking segment. Led the end to end cycle of Product design, functional specifications, vendor selection, product development, implementation.

Aug 1999 – May 2000 · 9 mos · Bangalore Area, India

• Part of a software development team as team member and lead database designer