Kurja Rathore

Operations Associate

Bengaluru, Karnataka, India4 yrs 8 mos experience

Key Highlights

Top 5% of MBA batch at IIM Shillong
Led product launch initiatives in APAC markets
Expertise in credit risk strategy and analytics

Stackforce AI infers this person is a Fintech professional with strong expertise in strategy consulting and credit risk analytics.

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Skills

Core Skills

Strategy ConsultingProject ManagementProduct LaunchBusiness InsightsCredit RiskAnalyticsBusiness Process Improvement

Other Skills

Analytical SkillsBankingBasic SqlBusiness AnalyticsBusiness Case PreparationBusiness Process ModernizationCardsClient PresentationCommunicationConsultingCredit CardsCredit Risk StrategyCustomer Value PropositionDecision-MakingImplementation

About

- Results-driven management professional with 3+ years of consulting and strategy experience defining strategies for revenue growth, digital transformation and NPV optimization. - Innovative and proactive with natural leadership skills, team management talent, and a solution- oriented structured approach to problem-solving. - Experienced in driving complex analytical solutions while collaborating with Finance, Technology, Legal, Compliance and Governance teams. - Strategy Consultant at Visa Consulting and Analytics - MBA from IIM Shillong in General Management, Class of 2021- Top 5% of the batch - Graduated from Malviya National Institute of Technology, Jaipur in Metallurgical and Materials Engineering, Class of 2019- Top 1% of the batch

Experience

Goldman sachs

Associate

Apr 2025 – Present · 11 mos · Bengaluru, Karnataka, India

Liquidity Risk for Derivative Products

Visa

Consultant

Jun 2023 – Apr 2025 · 1 yr 10 mos · Bengaluru, Karnataka, India · On-site

Visa Consulting and Analytics (VCA)
Managing Business Analytics and Consulting, Business Process Improvement, and Project Management projects with a leading banking client in APAC
Part of the Product launch consulting team for the Singapore, Hongkong, and Malaysia market
Revenue growth and market launch initiatives for lending products

Business AnalyticsConsultingProject ManagementBusiness Process ImprovementStrategy Consulting

Jpmorgan chase & co.

2 roles

Strategy Associate

Apr 2023 – Jun 2023 · 2 mos · Bengaluru, Karnataka, India

Credit Risk Strategy: Credit Line Assignment (Credit Card)
First line of defense responsibilities for credit card acquisitions strategy for the largest credit card business in the United States
Responsible for analytics, implementation, monitoring, reporting & driving strategy changes based on data, market, and economics
An active member of WOTM(Women on the Move)and DEIAG(Diversity and Inclusion Group), thereby supporting Chase's philosophy of Women Empowerment and Diversity

AnalyticsCredit Risk StrategyImplementationMonitoringReportingCredit Risk

Strategy Analyst

Apr 2021 – Mar 2023 · 1 yr 11 mos · Bengaluru, Karnataka, India

Credit Risk Strategy: Credit Card Acquisitions
First line of defense responsibilities for credit card acquisition strategy for the largest credit card business in the United States
Responsible for analytics, implementation, monitoring, reporting & driving strategy changes based on data, market, and economics.
Deployed Strategy Changes covering Business requirement document creation, scenario analysis, and Pre & Post Implementation Validations
Spearheaded the Business process modernization project of end-to-end transition for line assignment strategy to a new and efficient decision engine
An active member of WOTM(Women on the Move)and DEIAG(Diversity and Inclusion Group), thereby supporting Chase's philosophy of Women Empowerment and Diversity

AnalyticsImplementationMonitoringReportingBusiness Process ModernizationCredit Risk+1