Rahul Handa

CEO

South Delhi, Delhi, India24 yrs 5 mos experience
Highly StableAI Enabled

Key Highlights

  • Scaled BHIM to 3.5M+ daily transactions.
  • Architected India's first open-network commerce infrastructure.
  • Founded multiple successful ventures in healthtech and e-commerce.
Stackforce AI infers this person is a Fintech and Digital Commerce expert with a strong focus on strategic partnerships and digital transformation.

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Skills

Core Skills

Digital TransformationPayments StrategyEcosystem DevelopmentDigital Commerce StrategyEntrepreneurshipProduct DevelopmentProgram ManagementConsultingIt TransformationBusiness StrategyProduct ManagementBusiness AnalysisSales ManagementMarketing StrategyMarket ResearchBusiness DevelopmentProject Management

Other Skills

AI-driven fraud orchestrationAnalysisAnalyticsBid strategyBudget managementBudgetsBusiness IntelligenceBusiness ProcessBusiness Process ImprovementBusiness Process Re-engineeringBusiness TransformationCRMChange ManagementClient engagementCross-functional Team Leadership

About

Fintech and AI-focused executive with a proven record of leading digital transformation, scaling real-time payments and digital commerce platforms, and driving regulatory/market expansion. Experienced in building strategic ecosystems and partnerships with banks, fintechs, regulators, and enterprises. Adept at P&L leadership, board engagement, and delivering results in both startup and large-scale environments.

Experience

24 yrs 5 mos
Total Experience
2 yrs
Average Tenure
2 yrs 1 mo
Current Experience

Npci bhim

Chief Business Officer

Mar 2024Present · 2 yrs 1 mo · Mumbai, Maharashtra, India

  • Scaled BHIM into India’s flagship real-time payments app, driving 6x growth from 600K → 3.5M+ daily transactions and enabling $1.6Bn+ in annual payment volume.
  • Forged partnerships with banks, fintechs, global networks, and regulators to expand use cases including cross-border payments and merchant adoption.
  • Directed cross-functional teams in analytics, product, partnerships, and marketing, ensuring regulatory compliance while accelerating innovation.
  • Represented BHIM at national forums, strengthening India’s positioning as a leader in real-time payments infrastructure.
  • Deployed AI-driven fraud orchestration and customer intelligence, cutting fraud attempts by 40% and improving transaction success rates by 12%.
  • Championed a customer-first approach using AI insights to improve service personalization, reduce friction, and lift adoption and retention.
Real-time paymentsDigital transformationPartnership developmentAI-driven fraud orchestrationCustomer intelligenceDigital Transformation+1

Open network for digital commerce

Executive Vice President - Strategic Initiatives

Feb 2022Mar 2024 · 2 yrs 1 mo · Delhi, India

  • Architected India’s first open-network commerce infrastructure, enabling 5K+ merchants and platforms to transact seamlessly and supporting 20M+ monthly orders.
  • Designed population-scale solutions across payments, settlements, taxonomy, and dispute resolution, building trust at ecosystem level.
  • Secured regulatory and industry adoption across 50+ enterprises and trade bodies, accelerating ONDC’s rollout into food delivery, mobility, and financial services.
  • Led integration of financial services, healthcare, and gig economy into ONDC, driving inclusive digital adoption.
  • Established frameworks for loyalty, open data, and grievance redressal, strengthening stakeholder confidence.
Open-network commerceRegulatory adoptionIntegration of financial servicesEcosystem buildingEcosystem DevelopmentDigital Commerce Strategy

Marsha healthcare

Co-Founder

Jan 2017Mar 2021 · 4 yrs 2 mos · Greater Delhi Area

  • Founded and scaled multi-vertical ventures in e-commerce, healthtech, and mobility, signing 40+ retail partners and reaching 100K+ users.
  • Launched India’s first SMS-based toll payment system, securing pilot mandates with IOCL & HPCL and presenting the model to World Bank and NITI Aayog.
  • Developed ABDM-compliant Clinical Decision Support System (CDSS), later integrated into GE Healthcare’s portfolio to support AI-driven diagnostics.
  • Pioneered an online gift registry platform, building partnerships with 40+ brands and scaling adoption in Tier 1/2 Indian markets.
E-commerceHealthtechMobility solutionsPartnership developmentEntrepreneurshipProduct Development

Cognizant

2 roles

Consulting Partner (Retail and Consumer Goods) - Nordics

Jul 2015Mar 2016 · 8 mos

Program Management Consulting PMC - Head (India) -- Director

Jan 2013Jun 2015 · 2 yrs 5 mos

  • Built a practice for Program Management across PMs, PMO and Technical staff
  • Manage Middle East and India for direct consulting – complete P&L and operations responsibility
  • Manage offshore PMO support group for Rest of the World
  • Interface with Client Partner / Account Manager community to push identified solutions / pitch deals
  • Resourcing management and employee satisfaction responsibilities
  • Delivery Excellence and Customer Satisfaction responsibilities
Program ManagementP&L managementClient engagementConsulting

Giftzenie

Co-Founder

Mar 2015Jan 2018 · 2 yrs 10 mos · Greater Delhi Area

  • Entrepreneur - setting up a Gift Registry platform - a platform to connect Guests with the Hosts of the Events and give them the ability to procure products and services.
  • The platform will allow the Event Hosts (Birthdays, Anniversaries, Baby Showers etc.) to let their Guests know what they would like / prefer. The Guests no longer have to guess what to give. And all this is done seamlessly using the GiftZenie.com backend.

Ernst & young

Senior Manager - Lead IT Transformation

Jul 2011Dec 2012 · 1 yr 5 mos · Delhi

  • Built a practice - IT Transformation and Program Advisory (corporates & public sector undertakings)
  • Solution development and evangelization
  • Business development for ITT
  • People hiring and management
  • Engagement oversight to ensure difficult / complex engagements are managed well
  • Resource management
IT TransformationBusiness developmentResource managementConsulting

Gartner, inc

Engagement Lead and Delivery Consultant

May 2005May 2010 · 5 yrs

  • o Delivered on more than 50 engagements
  •  Areas of Expertise: Business and technology strategy; Enterprise architecture; Process reengineering; and Establishment of program management offices
  •  Industries: Healthcare; Retail; Telecommunications; and Utilities
  • o Managing client projects across IT Infrastructure upgrades, Application Development and ERP Deployments where client spend was greater than $10MM.
  • o Project Range
  •  PMO Development and Deployment (e.g. 1200 person IT organization)
  •  IT Service Management based Process Definitions (e.g. Release & Change Management)
  •  Business Strategies (e.g. go-to-market strategies across various IT domains)
  •  Technology Strategies (e.g. for healthcare and State and Local Government clients)
  •  IT Organizations re-organization engagements
  • Business Development
  • o Consulting Sales credits ranging from $500K to $2MM per year
  • o Based on my co-authored research note (“Improving Project Performance by Managing the Fuzzy Front End”) - generated 15 new client inquiries, 10 proposals and 4 paid engagements, ranging from $100K to $250K
  • People Management
  • o Managed teams (2-14 direct reports)–developed employee evaluation & career development plans
  • o Indirect reports 15-30 client employees / contractors
Business strategyProcess reengineeringProgram managementConsultingBusiness Strategy

Atlas development corp

Business Analyst & Product Manager

Jan 2004May 2005 · 1 yr 4 mos

  • Served as project manager on 2 full software development cycles
  • Gathered requirements for new product specifications from customers
  • Outlined necessary product capabilities for current and future client needs
  • Developed risk-adjusted functionality matrixes
  • Worked with internal development team to develop and launch software releases
  • Presented at Business Development meetings and reported on sales probabilities to senior management
Software developmentProduct managementProduct ManagementBusiness Analysis

Sony pictures entertainment

Intern Software

Jan 2003May 2003 · 4 mos

  • Removed the macrovision copy protection from previously encoded projects

Readystudygo

Manager

Mar 2000Jun 2001 · 1 yr 3 mos

  • Sales & Marketing
  • Developed and implemented marketing plans for GRE / GMAT / IIT / Pre-Med test prep service offerings, and adjusted pricing, roll-out planning and channel strategies by region to maximize customer adoption
  • Established and managed the company's technology annual IT budget of US$73,000
Sales and marketingBudget managementSales ManagementMarketing Strategy

A f ferguson & co

Project Consultant

Dec 1998Mar 2000 · 1 yr 3 mos

  • A.F. Ferguson & Co., now owned by Deloitte, is a management consultancy and audit firm
  • Responded to client RFPs and customized proposals, scoping and statement of work
  • Developed market size and segment definition for the VSAT hardware industry utilizing regional chamber of commerce data to develop granular, bottom-up approach to defining number of target companies
  • Developed specialty agricultural sector reports, including supply chain and value chain analyses, for the UK High Commission's Department of International Development
Market analysisProposal developmentConsultingMarket Research

Himachal futuristic communications ltd

Assistant Manager

May 1997Nov 1998 · 1 yr 6 mos

  • Shepherded RFPs through the business development cycle by ensuring that all relevant internal parties submitted their contributions on time
  • Customized responses to15 RFPs so as to increase our bid's chance of success
  • Win rate of 30%; largest successful bid: $125MM for the Indian Department of Defense
RFP managementBid strategyBusiness DevelopmentProject Management

Education

Arizona State University

Post-MBA MIM (Thunderbird) — Strategy

Jan 2001Jan 2002

Institute of Management Technology, Ghaziabad

MBA

Jan 1995Jan 1997

University of Delhi

Bachelor of Science — Computer Science

Jan 1992Jan 1995

St. Columba's

Jan 1980Jan 1992

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