Carlin Crasto — CTO

Results-driven technology leader with a proven track record in driving innovation, architecture, and execution of Core Payments solutions across Mobile Banking, P2P, P2M, UPI, BBPS, and more. Adept at aligning technology with business strategy, leading high-performing teams, and delivering scalable, secure, and future-proof financial solutions. Strong background in enterprise architecture, technology strategy, and digital transformation, ensuring competitive advantage in the fast-evolving Banking & FinServ industry. Key Leadership Areas: • Technology Strategy & Innovation: Spearheaded cutting-edge payment solutions, driving the adoption of emerging technologies and ensuring alignment with market trends and regulatory requirements. • Enterprise Architecture & Scalability: Designed and implemented robust transactional systems, ensuring seamless integration, orchestration, and real-time monitoring across diverse payment types. • Digital Transformation & Product Leadership: Led baseline architecture ownership, working cross-functionally with Product and Technology teams to deliver scalable solutions that drive business growth. • R&D & Emerging Tech Exploration: Built and led Research & Development (R&D) teams to foster continuous innovation, exploring AI, blockchain, cloud-native architectures, and other disruptive technologies. • Security & Compliance Excellence: Ensured adherence to PCI-DSS, ISO 27001, and other regulatory frameworks, embedding security into technology initiatives. • Tech Pre-Sales & Business Enablement: Played a pivotal role in securing key business deals, leveraging deep technical expertise to articulate product vision and value proposition to clients. • Strategic Leadership & Governance: Active steering committee member, influencing key decisions and ensuring technology investments align with business objectives. A transformational leader passionate about scaling technology teams, fostering innovation, and driving the future of payments. Looking to elevate organizations through strategic technology leadership, disruptive innovation, and operational excellence.

Stackforce AI infers this person is a Fintech expert with strong capabilities in payment solutions and digital transformation.

Location: Mumbai, Maharashtra, India

Experience: 20 yrs