Sudha R.

Co-Founder

Mumbai, India17 yrs 3 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Chartered Accountant with over 10 years of experience.
Expert in AI, finance, and human psychology.
Skilled in translating complex ideas into clear narratives.

Stackforce AI infers this person is a Fintech expert with strong regulatory reporting and financial analysis capabilities.

Contact

Skills

Core Skills

Regulatory ReportingFinancial AnalysisBusiness AnalysisFinancial AccountingRegulatory ComplianceManagement

Other Skills

Data ConsolidationTeam ManagementData AnalysisPresentation SkillsUS GAAPAccountingVariance AnalysisFinancial ReportingMicrosoft PowerPointFinancial ModelingCorporate FinanceMISBankingBPOPrivate Equity

About

𝗔𝗯𝗼𝘂𝘁 𝗠𝗲: I’m a Chartered Accountant with 10+ years in finance (JPMC, Credit Suisse).I now write about how AI, money, and human psychology shape the way we think, work, and make decisions.My work focuses on cutting through hype and translating complex ideas into clear, credible narratives for people who don’t want jargon or noise.I write 𝗔𝗿𝘁𝗶𝗳𝗶𝗰𝗶𝗮𝗹𝗹𝘆 𝗬𝗼𝘂𝗿𝘀, a newsletter where I explore the real world implications of AI and fintech on work, wealth, and everyday decisions.No tools lists. No trend chasing. Just clarity with a light touch of humor.𝗪𝗵𝘆 𝗙𝗼𝗹𝗹𝗼𝘄:• Thoughtful takes on AI, finance, and decision-making• Clear explanations without oversimplifying• Writing that’s sharp, human, and grounded in real experience 𝗪𝗼𝗿𝗸 𝗪𝗶𝘁𝗵 𝗠𝗲: I take on writing projects across AI, finance, and business storytelling for founders, teams, and individuals who care about sounding clear and credible.

Experience

Self-employed

Full-Time Learner

Feb 2019 – Present · 7 yrs 1 mo

Credit suisse

AVP - Regulatory Reporting

Aug 2018 – Jan 2019 · 5 mos · Pune, Maharashtra, India · On-site

ECB AnaCredit Reporting & FINREP Reporting for Credit Suisse Dublin entity

J.p. morgan

2 roles

Associate - Firmwide Regulatory Reporting And Analysis

May 2013 – Aug 2018 · 5 yrs 3 mos · Mumbai

Job Responsibilities
Consolidation of Data on Segregated Assets, Cash Reserves with Foreign Central banks & Foreign Deposits on Quarterly basis for SEC & Regulatory Reporting(FRY-9C and FFIEC 031).
Validation Of Consolidated Securitization Data Template & following up with the Lines of Business.
Preparation of the Intercompany Dashboard with a Line Of Business Split & investigating the breaks above corporate threshold every month.
Collection of inputs for peer analysis & putting together the Competitors' Analysis Deck.
History Tie out & Cross referencing of 10Q & 10K with regulatory schedules.
Handling a team of four members.

Data ConsolidationRegulatory ReportingTeam ManagementFinancial Analysis

Private Banking - Legal Entity Control

Nov 2010 – Apr 2013 · 2 yrs 5 mos · Mumbai

Day to day accounting function as per US GAAP including FX position checks,
Open item reconciliations, providing collaterization & deposit balances reports to other teams for reporting purposes, submission of derivative trade details to FSA & accounting
entries.
Month end process including General Ledger Reconciliation & PCA uploads.
Preparation of unnatural balances report & collating the global Intercompany metrics.
Balance Sheet Generation from CDGL & Variance Analysis.
Reference Data Maintenance for EMEA & Asia entities.
Month end & quarter end reporting activity including T&E, MARS & Basel Trade Details Report.
Providing numbers for GWM entities to the regulatory reporting teams.
Co-ordination & support for the annual audit process, both internal and external and SOX testing as applicable.

US GAAPAccountingVariance AnalysisFinancial AccountingRegulatory Compliance

Compass (an aditya birla minacs undertaking)

Management Executive

Jan 2008 – Jan 2010 · 2 yrs · Mumbai

Responsible for complete accounting of an US client into the government contracting business.
Job Responsibilities
Management Accounts -
Preparation of Balance Sheet, P&L A/c, Cash flow Statement
& supporting schedules in accordance with US GAAP & DCAA
(Defence Contract Audit Agency) rules on a monthly basis.
ERP used Cost Point
Billing
Preparation of monthly cost plus billings to UN based on direct labour cost & overheads.
AP
Reviewing the entries done by the team & posting the entries in the appropriate GL Accounts.
Bank Reconciliations
Preparing bank reconciliations & foreign exchange revaluation reports on a monthly basis.
Payroll --
Reviewing bi-weekly payroll files prepared by the team based on time cards sent by client, checking deductions, exemptions & tax calculations & generating payslips. Preparation of wage earning statements for tax purposes. Calculation of Federal, FICA & other payroll taxes.
Audit support
Preparation of audit files as required by auditors including write-ups on internal control setup & judgement used in passing journal entries. Coordinating with & supporting the auditors in US.
Managing a team of 3 members.