Rachel Kobetz

CEO

San Francisco, CA, United States25 yrs 5 mos experience
Most Likely To SwitchAI Enabled

Key Highlights

  • Transformed PayPal into a commerce platform powerhouse.
  • Pioneered experience-led innovation at Expedia Group.
  • Championed customer-centric culture at Bank of America.
Stackforce AI infers this person is a Fintech and Travel design leader with a strong focus on user experience and innovation.

Contact

Skills

Core Skills

Product LeadershipExperience DesignProduct InnovationService DesignDesign Leadership

Other Skills

Artificial Intelligence (AI)Experience StrategyDesign ManagementAgentic SystemsDesign ThinkingChange ManagementOrganizational LeadershipCustomer Driven InnovationDesign SystemsOrganizational DesignExecutive ManagementInnovation ManagementProduct DesignDesign OperationsCustomer Experience Transformation

About

Chief Design executive with proven expertise driving the vision, strategy, and implementation of customer experiences and organizational transformation for Fortune 100 companies. I shape product cultures that connect people and make technology more human. Recognized Design leadership and operations excellence, building world-class organizations that integrate human-centered design to drive product innovation. I thrive in highly complex, ambiguous environments, including R&D, innovation labs, and advanced product organizations. I’m drawn to industries ripe for disruption or pioneering to define what’s next. Using a combination of design thinking, product acumen, and business strategy when approaching challenges, I leverage emerging technology and experience design to define the future — and move design into areas beyond solving product problems. As Chief Design Officer for PayPal, I’ve joined at a pivotal moment in the company’s history to reinvent experiences across all surfaces, foster a culture of creativity and innovation, and help define the future of commerce and payments. I’m responsible for the design strategy and execution at scale across all end-to-end experiences for consumers, merchants, developers, and employees globally. Prior to PayPal, I was SVP and Global Head of Design at Expedia Group, where I pioneered a cultural shift towards an experience-led ethos that democratized global travel. At Expedia, I went beyond streamlining processes and optimizing interfaces, establishing customer-centric innovation as a competitive advantage, defining new ways of working, and bringing holistic thinking and cohesion across the ecosystem. Prior to Expedia, I was Head of Design at Bank of America, where I led the Experience Design org, driving the end-to-end transformation of core product experiences, raising the impact of design as strategic asset, and spearheading customer-centric culture change. Previously, I was Head of Studio, New Product UX at Amazon's Human-Centered Design Group, where I led a team of designers, technologists, and researchers working across a spectrum of spaces blending hardware, software, services, and brand experiences. Prior to Amazon, I was Senior Director of UX at Samsung’s Mobile Innovation Lab, where I led a multi-disciplinary group responsible for end-to-end experiences for flagship devices and early product/service concepts. There I helped lead the evolution from incubation lab to advanced product org — championing design excellence and delivering elegant consumer experiences that gained visibility across the industry.

Experience

Paypal

2 roles

PayPal Ventures Advisor

Jun 2025Present · 9 mos

  • PayPal Ventures invests in companies at the forefront of innovation in fintech, payments, commerce enablement, artificial intelligence, blockchain and cryptocurrency, regulatory, and cyber technology. As an advisor, I support the portfolio with strategic guidance across product, experience, and scaling operations — drawing on my background leading transformation at the intersection of design, technology, and business. I also leverage my network to help founders navigate growth and build enduring, customer-centered companies.
Artificial Intelligence (AI)Product LeadershipExperience StrategyExperience DesignDesign ManagementAgentic Systems

Chief Design Officer

Sep 2023Present · 2 yrs 6 mos

  • As Chief Design Officer, orchestrating fundamental shifts in how one of the world's largest fintech companies conceives, builds, and delivers value to an ecosystem of 400M consumers and 35M merchants worldwide. A key architect of PayPal's transformation from global payments leader to commerce platform powerhouse, pioneering experience-led innovation as a core growth driver. Leading the strategic reimagining of PayPal's end-to-end customer experience, and building a world-class Experience Design organization that's setting new standards for how global platforms leverage design to create sustained market advantage.
Design ThinkingChange ManagementOrganizational LeadershipCustomer Driven InnovationExperience StrategyDesign Systems+13

The one club for creativity

ADC Jury Member

Jan 2024Jan 2025 · 1 yr

Fast company executive board

Executive Board Member

Jun 2022Present · 3 yrs 9 mos

  • Sharing insights on design leadership and innovation with Fast Company Executive Board, an invitation-only professional organization of company founders, executives, and leaders who are defining the future of business through design, innovation, creativity, and impact.

Expedia group

Senior Vice President, Global Head of Design | Customer Experience, Design, and Research

Jan 2021Feb 2023 · 2 yrs 1 mo

  • Led the global Experience Design organization through a pivotal transformation—evolving the company into a platform-powered, experience-led travel ecosystem. Owned the design vision, end-to-end strategy, and operational leadership across all surfaces and audiences, from travelers and partners to agents, developers, and employees. Elevated design as a strategic engine for innovation and growth, integrating human-centered design into company-wide rhythms, unifying fragmented silos into a scalable design system, and aligning teams around experience bets that shaped future product direction. Drove breakthrough innovation in social commerce and laid the foundation for GenAI-enabled travel experiences, helping reimagine how the next generation of travel is designed, delivered, and scaled globally.
Design StrategyProduct LeadershipArtificial Intelligence (AI)Service DesignManaging ManagersLeadership Development+1

Bank of america

Senior Vice President, Head of Experience Design | Product and Service Design Executive

Oct 2017Dec 2020 · 3 yrs 2 mos · San Francisco Bay Area

  • Led BofA’s Design organization whose mission is to shape the future of people’s relationship to money. Responsible for defining and building new products, services, and end-to-end customer experiences across Bank of America, Merrill, and Global Banking. Integrated Design Thinking / Human-Centered Design into the fabric of the organization. Shaped culture to foster an environment of design-led innovation. Spearheaded the enterprise infusion of service design to define, orchestrate, measure, and improve critical customer journeys, increasing customer engagement and driving business value. Championed the future of banking to make a positive impact in people’s financial lives.
  • Next gen UX for mobile, financial centers, emerging technology, AI, Extended Reality (XR), immersive experiences, end-to-end Service Design, Customer Experience (CX), physical-digital, ambient, design systems, organizational design, design operations, transformation.
Design LeadershipDesign StrategyProduct InnovationEmerging TechnologiesManaging Managers

Amazon

Head of Studio, New Product UX | Human-Centered Design - Lab126

Apr 2016Oct 2017 · 1 yr 6 mos · San Francisco Bay Area

  • Led a multi-disciplinary team of hybrid designers, researchers, and technologists to create the next big thing for Amazon. Worked across a broad spectrum of spaces that raised the design bar for quality and innovation — blending hardware, software, services, and brand experiences.
Experience StrategyDesign StrategyDesign LeadershipProduct InnovationManaging Managers

Samsung electronics

Senior Director, User Experience Design | Mobile Innovation Lab - Samsung Research America, UXCA

Feb 2013Feb 2016 · 3 yrs · San Francisco Bay Area

  • Built, led, and inspired a team of interaction, visual, and motion designers responsible for creating the next generation of flagship products and services for Samsung. Responsible for the end-to-end design vision, defining processes and frameworks to align and improve experiences, and bringing strong design vision, storytelling, and leadership to the team. Development of design strategy, presentations, and strategic decisions with c-suite across programs. Championed cohesion and excellence in UX design by developing an elegant design language to unite a growing family of products/services, while continuing to lead and nurture a passionate culture of design-driven innovation.
  • Explored new opportunities in Convergence, Smart Home, Media, IoT, Connected Car, Multimodal Interaction, Anticipatory Systems, AI, AR/VR, and Pervasive / Ambient Computing, Speculative futures, Emerging technology, Next gen form factors (fold, large format), Cohesion across surfaces and services.
Managing Managers

Bayview asset management, llc

Executive Creative Director

Aug 2006Feb 2013 · 6 yrs 6 mos

  • Built and led internal design firm through a collaborative, multi-disciplinary environment; responsible for developing and driving cross-company design strategy and thought leadership. Assessed and oversaw talent acquisition, performance management, project scoping, and resource allocation. Established studio processes, standards, and KPI measurement. Piloted efforts to modernize user experiences, improve usability, raise quality and promote consistency across all platforms. Defined new design language and drove redesign of flagship software application. Presented and influenced senior executives both inside company and key strategic partners.
Managing Managers

Learn.com

VP Brand & User Experience

Jan 2003Jan 2006 · 3 yrs

  • Led the design of flagship product for learning management software startup; responsible for all aspects of leadership and management, including staffing, managing, mentoring, and driving design teams, creative direction, and synchronizing business, marketing and brand strategies. Defined and drove brand development and identity across entire business, established user-centered design practices and rigor in design processes, and participated in strategic roadmap planning. Interfaced daily with executive leadership providing in-depth knowledge on emerging trends and innovations, and ensured programs were on strategy and brand in a fast-paced, startup environment.
Managing Managers

Creative army

Creative Director - Consultant

Jan 2001Jan 2006 · 5 yrs

Managing Managers

Winter music conference

Art Director

Jan 2000Jan 2001 · 1 yr

Education

Stanford University

Design Thinking and the Art of Innovation

University of Central Florida

Fine Arts

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