Rishabh Nirmal

VP of Engineering

Mumbai, Maharashtra, India11 yrs 11 mos experience

Highly Stable

Key Highlights

Led sales strategy for SME banking at DBS.
Recognized in Kotak's 40 Under 40 list.
Expert in data-driven lending solutions.

Stackforce AI infers this person is a Fintech expert with a strong focus on SME banking and data-driven product management.

Contact

Skills

Core Skills

Sales ManagementProduct ManagementBusiness DevelopmentData-driven Lending

Other Skills

Data-driven Decision MakingChannel managementSales StrategyUser ExperienceFintech InnovationData CurationData CollectionData Quality ControlOnline MarketingCampaign DevelopmentDigital MarketingPlatform DevelopmentMobile PlatformsProduct LeadershipCampaign Strategies

Experience

11 yrs 11 mos

Total Experience

3 yrs 9 mos

Average Tenure

7 mos

Current Experience

Dbs bank

Head Sales Management Office

Oct 2025 – Present · 7 mos · Mumbai, Maharashtra, India

Leading the Sales Management Office for SME Group. Working on building data lead sourcing model for Working Capital and Channel Liability business. Focused on building the go to market Sales Strategy.

Data-driven Decision MakingChannel managementSales StrategySales ManagementProduct Management

Kotak mahindra bank

5 roles

Product Lead Small Business Enterprise & Business Loans

Apr 2025 – Oct 2025 · 6 mos

Product lead with a strong focus on building and scaling lending solutions which includes- Business Loans, Working Capital Finance, and Data-driven lending. I work with cross-functional teams to design, develop, and optimize financial products tailored to the evolving needs of SMEs and enterprises. With a strong foundation in business development, user experience, and fintech innovation, I leverage data analytics, alternate credit models, and deep market insights to drive product strategy and deliver impactful performance!

Product ManagementData-driven Decision MakingBusiness DevelopmentUser ExperienceFintech Innovation

Product Lead Small Business Enterprise(SBE)

Promoted

Apr 2022 – Oct 2025 · 3 yrs 6 mos

Setting up data driven lending model for Business Banking Team across India.
Working on Big Data, driving several campaigns for different business groups and onboarding marketing agencies for digital marketing are the other major responsibilities toward business drive and creating better proposition for SME clients.

Data-driven Decision MakingData CurationData CollectionData Quality ControlOnline MarketingCampaign Development+6

Zonal Product Manager

Jun 2020 – Mar 2022 · 1 yr 9 mos

Working on redesigning of existing products and processes. Making new processes which are customer friendly. Driving business team. Working closely with BIU, process and policy teams.