Fraz Zahid - PMP®

CEO

Lahore, Punjab, Pakistan13 yrs 2 mos experience
Highly Stable

Key Highlights

  • Led 75+ public sector projects worth Rs 80 Billion.
  • Successfully launched a next-gen Health Management Platform.
  • Designed AI-based fraud strategy reducing losses by 11%.
Stackforce AI infers this person is a seasoned leader in Fintech and Healthcare product management with a strong focus on digital transformation.

Contact

Skills

Core Skills

Project ManagementDigital TransformationTechnical Project LeadershipProduct ManagementFraud StrategySoftware DevelopmentErp ImplementationIt SupportManagement

Other Skills

Project DeliveryGlobal Product ManagementCoachingInternational Project ManagementKPI ImplementationProject ImplementationNew Product ReleaseEngineering ManagementProject Management Office (PMO)Fraud DetectionCritical ThinkingAndroid StudioUser-centered DesignIT Strategic PlanningSoftware Development Life Cycle (SDLC)

Experience

Government data centre

Head Digital Transformations and Projects Delivery

May 2024Present · 1 yr 11 mos · Lahore, Punjab, Pakistan · On-site

  • Managing end-to-end public sector product development and delivery, driving digital initiatives from strategy to execution while ensuring quality, compliance, and measurable impact.
  • Delivered 75+ Public sector projects worth Rs 80 Billions.
Project ManagementProject DeliveryDigital TransformationGlobal Product Management

Persivia inc.

Technical Product Manager

Mar 2024Dec 2025 · 1 yr 9 mos · Marlborough, Massachusetts, United States · Remote

  • Heading the Product Team for the end-to-end delivery of scalable digital health solutions while heading the product team, aligning product innovation with organizational strategy and long-term growth objectives. Drove the successful launch and go-to-market of a next-generation Health Management Platform, improving patient engagement and reducing operational costs.
  • Owned the complete product lifecycle from concept through deployment and optimization, accelerating user adoption while significantly reducing maintenance issues. Embedded AI and advanced analytics to enable real-time health monitoring, predictive insights, and improved early diagnosis accuracy.
  • Introduced patient-centric innovations including telemedicine and personalized, AI-driven care recommendations to enhance user experience, satisfaction, and retention. Enabled data-driven decision-making through interactive analytics dashboards, KPI frameworks, and strategic product roadmaps, contributing to sustained market growth and competitive advantage.
Technical Project LeadershipCoachingGlobal Product ManagementInternational Project ManagementKPI ImplementationProject Implementation+2

I2c inc.

2 roles

Product Project Manager (Fraud Stretagy and Operation)

Promoted

Jan 2018Mar 2024 · 6 yrs 2 mos

  • Built and led a high-performing 24×7 Fraud Monitoring team, providing clear direction, mentorship, and operational oversight, driving accountability and excellence.
  • Designed and implemented an AI-Based Fraud Strategy Engine for real-time alerts and proactive fraud prevention, reducing fraudulent transactions by 19% and minimizing client losses by 11%.
  • Directed day-to-day fraud operations, ensuring timely identification, investigation, and resolution of alerts while balancing operational efficiency and customer experience.
  • Developed SOPs and SLAs, standardizing processes across teams and improving client onboarding time from 30 days → 7 days → 3 days.
  • Delivered 70+ high-scale fintech, SaaS, and BaaS projects, achieving a 98% on-time delivery rate and contributing to a 25% increase in revenue.
  • Led end-to-end Digital Banking & Transformation strategies, driving digitization across ATMs, Mobile/Internet Banking, Agent Banking, APIs, and Omni-Channel platforms.
  • Rolled out major digital products, including mobile app enhancements, instant payments, e-KYC, wallets, and customer portals, leveraging AI/ML, chatbots, and paperless workflows.
  • Managed full product lifecycle, from ideation to implementation, continuously improving products using analytics and customer insights.
  • Built strategic partnerships with FinTechs, telecoms, vendors, and payment networks; negotiated SLAs/KPIs to ensure strong performance.
  • Led settlements, chargebacks, and risk management.
  • Designed and managed loyalty and rewards strategies.
  • Engaged with clients to gather requirements, develop BRDs, and prioritize solutions to resolve pain points while managing onboarding and adoption for Fraud System.
Engineering ManagementTechnical Project LeadershipNew Product ReleaseGlobal Product ManagementProject Management Office (PMO)Project Delivery+2

Senior Software Development Engineer

Jan 2018Jan 2018 · 0 mo

  • Requirement gathering and Software Development.
  • Product Strategy and Enhancements.
  • Client Interaction and collaboration.
Critical ThinkingAndroid StudioUser-centered DesignProject Management Office (PMO)IT Strategic PlanningSoftware Development Life Cycle (SDLC)+5

Abacus consulting

2 roles

Product Consultant

Sep 2016Dec 2017 · 1 yr 3 mos

  • Well, as a Senior SAP|ERP Techno-Functional Consultant there are multiple responsibilities, however major of them are:
  • Understand customer requirements, identifying their real need and then providing them with the
  • optimal solution.
  • Created product personas.
  • Onboarding of the new clients.
  • Built front-end / back-end features as per the requirements.
  • Resolving the customer's issue and responding to their tickets and emails so that they can have
  • the best experience.
  • Relationship management and reducing the churn rate of clients.
  • Enhancing the client base for the best growth of the company.
  • Providing Technical Support as well as moral support to maintain the customer growth rate.
Critical ThinkingIT Strategic PlanningERP ImplementationsSAP ERPSoftware Development Life Cycle (SDLC)Software Development+6

Software Engineer / Product Owner

Oct 2014Dec 2017 · 3 yrs 2 mos

  • Documenting requirements, Designing Object model, Use Case scenarios, Sequence
  • Diagrams and Workflows.
  • EVAM - Helping organizations to get higher benefits by real-time, optimal and beneficial
  • responses using Big Data.
  • Integrating of data stream with EVAM.
  • Antlere - Designing and Development of Antlere for user surveys and company's individual
  • standing among other competitors.
  • Developing event processing solution empowered with the ability to re-act to potential
  • opportunities or risks in real-time using Big Data.
  • JAVA Web applications development (Spring MVC, Maven, Angular js, D3.js, VIS.js, VUS.js,
  • Google Maps MySQL & PostgreSQL)
  • Working on Complex Events Processing and Actions management.
  • Configuring and developing (JDBC Listeners, File Listeners, Queue Listeners and http Listener)
  • Working on GIS
  • Going out of station for technical meetings with clients.
  • Requirements gathering.
  • Developing Java/PHP based applications.
  • Providing solutions to organizations for responding quickly to changing customer behavioral
  • trends, act immediately, enhance customer satisfaction, maximize profitability and minimize
  • churn rate.
  • Helping organizations to get higher benefits by real-time, optimal and beneficial responses
  • using Big Data and EVAM.
  • Design, deploy, monitor, evaluate and optimize scenarios and interactions with EVAM.
  • Resolving faults and issues in Applications.
Critical ThinkingAndroid StudioProject Management Office (PMO)IT Strategic PlanningSoftware Development Life Cycle (SDLC)Software Development+2

Glorygem studios

Software Engineer(Java/Android)

Aug 2013Oct 2014 · 1 yr 2 mos · IQBAL TOWN

  • Apps and Game Developer
  • Android and Unity
Critical ThinkingAndroid StudioIT Strategic PlanningSoftware Development Life Cycle (SDLC)Software DevelopmentCommunication

Virtual university of pakistan

Software Developer

Nov 2012Aug 2013 · 9 mos · Lahore Pakistan

  • Well, as a support consultant, there are many responsibilities. Most of them are very important and crucial. However, while being IT Support Consultant we have to consult the clients and giving them the optimal solution and to provide the best support.
Critical ThinkingIT Strategic PlanningSoftware Development Life Cycle (SDLC)Software DevelopmentCommunicationIT Support

Pucit computer society

Manager Computer Society

Sep 2011Jul 2012 · 10 mos · Lahore, Punjab, Pakistan

  • While being the Managerial CSR we have a lot of responsibilities. As we need to manage all the computer society and its members. We are also assigned other tasks such as Management of different events smooth running of CS.
Critical ThinkingIT Strategic PlanningSoftware Development Life Cycle (SDLC)Software DevelopmentCommunicationManagement

Education

Riphah International University

Master's degree — Project Management

Jan 2021Jan 2023

Punjab university College of Information Tehnology (PUCIT)

Master of Sciences & Information Technology (M.Sc IT) — Information Technology

Jan 2010Jan 2012

Punjab College Lahore

Bachelor of Commerce (B.Com.) — E-Commerce/Electronic Commerce

Jan 2008Jan 2010

Honors School System

High School — Sciences

Jan 2004Jan 2006

Garrison Boys High School

Middle — Sciences

Jan 2001Jan 2004

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