Jan 2023 – Dec 2025 · 2 yrs 11 mos

• Covering Mid-Corp client in the Tech Segment.

Dec 2021 – Jan 2023 · 1 yr 1 mo

• Currently part of Global Digital Segment which exclusively caters to Startup’s and new economy companies.
• I manage several growth stage startup’s, unicorns and soonicorns. My 3 pillars of expertise:
• 1. International Banking : Helping clients to expand overseas, setting up bank accounts in 100+ countries, Managing global cash and liquidity, Overseas direct investment, FEMA compliances etc.
• 2. Commercial Banking: Payments, Collection, Trade & Treasury solutions, Hedging, FDI, ODI, ECB, Working capital, Nodal accounts etc
• 3. Investment Banking: M&A, Fund raising, Private credit and other debt alternatives, Capital market solutions.

Jan 2020 – Mar 2022 · 2 yrs 2 mos

• Treasury Sales and dealing
• Advising clients on managing their Forex risk arising out of cash flow or balance sheet exposures
• Strategizing Buy-Sell-Hold or Hedge Strategy via Forwards and options
• Executing USDINR, FCYINR, XCCY for clients in spot & forward market and covering the same with Interbank
• Facilitating Working capital and Term loan in foreign currency to optimize overall borrowing cost
• Monitoring MTM risk, credit facilities to ensure the same is within approved limits
• Exhibiting advanced understanding of FX market fundamentals and sharing market views with clients
• Liaise with various stakeholder including Product and channel team to execute complex and large ticket transactions
• Ensuring best practices and compliance to RBI, FEDAI & FEMA guidelines in relation to risk management

Jan 2018 – Dec 2019 · 1 yr 11 mos

• Managed Treasury FX sales for the North India region, focusing on client relationships and market opportunities.
• Drove significant Treasury income growth for Citi, consistently exceeding performance targets.
• Collaborated with cross-functional teams to enhance service delivery and client satisfaction.

Jul 2014 – Dec 2017 · 3 yrs 5 mos

• Treasury Operation - Corporate Forex
• Built a Team of 6 people to manage Regulatory client documentation and client servicing.
• Managing big size corporates and Liaising with them for execution of derivatives transactions and ensuring compliance with Local (RBI, FEDAI) and Internal regulation relating to Risk Management and OTC Financial products. Validating pre dealing requisites like Clients risk managements policies and other statutory documents. Validating genuineness of clients FCY exposures, underlying documents against OTC Derivative products. Also handling Trade settlement , Derivative Confirmations, MTM . Aggressively supporting business for trade executions and market actions. Additionally responsible for various regulatory reportings to RBI, CCIL and Internal MIS circulated for risk and control purposes.

Jun 2012 – Jun 2014 · 2 yrs · Mumbai Area, India

• Worked as a part of Exports team in Downstream oil and gas division of Reliance Industries.
• Responsible for all Order to Cash Commercial Activities. Managing execution of Documentary Credits, SBLC, Trade Financing , Bank Guarantees. Monitoring of Accounts Receivables , Scrutinizing Ledgers & accounting entries
• Cash flow forecasting, management of accounts receivable, Have also developed various management reports for analysis and decision making purposes.
• Monitoring Regulatory (FEMA, EXICE , CUSTOM) & Contractual Compliance for export transactions. Operationalising group company transactions as per transfer pricing norms.
• During the above stint also developed expertise on UCP and ISBP which governs documentary credits.

Oct 2008 – Apr 2012 · 3 yrs 6 mos · Kolkata

• Engaged in Statutory, Stock and Internal Audits of Various companies across Iron and Steel sector including PSU's and Navratna companies.
• Handled Concurrent and Statutory audit of Nationalized Banks.
• Handled Audit for Hospital and Charitable Trust.
• Preparing tax returns of individuals and companies