Joydeep Sil

Associate Partner

Bengaluru, Karnataka, India10 yrs 5 mos experience
Most Likely To Switch

Key Highlights

  • 9 years of experience in Fintech and E-commerce.
  • Award-winning product manager with multiple accolades.
  • Proven track record in leading product charters.
Stackforce AI infers this person is a Fintech and E-commerce product manager with extensive experience in SaaS.

Contact

Skills

Core Skills

Product ManagementFintechE-commerceEntrepreneurshipBusiness AnalysisBusiness Strategy

Other Skills

LoansTeam ManagementLendingFinanceSoftware as a Service (SaaS)Online MarketplaceFinancial ReportingFinancial AccountingDesign ThinkingWarehouse Management SystemsOrder ManagementEconomicsMicrosoft ExcelMarketing

About

Product Manager with 9 years of experience, majorly across Ecommerce and Fintech domains.

Experience

Lendingkart

3 roles

Associate Director

Promoted

Dec 2025Present · 4 mos · Bengaluru, Karnataka, India · Hybrid

  • Leading product charters across credit underwriting, risk, policy, fraud, and cross-sell functions for secured and unsecured lending.
LoansFinTechProduct ManagementBusiness StrategyTeam Management

Senior Product Manager

Apr 2024Nov 2025 · 1 yr 7 mos · Bengaluru, Karnataka, India · Hybrid

  • Overseeing the Ops and Customer experiences of -
  • 1. Onboarding journey of new customers (business loans)
  • 2. Renewals journey for existing customers (business loans)
  • 3. Credit Policy and Risk roadmap
  • 4. Cross Sell (bundled products) charter including insurances, health card and wallet protection products
  • 🎖 Winner Finnovate 2024.
  • 🏆 Awarded "Product Champion" in JAS 2024
FinTechLendingProduct ManagementFinance

Product Manager

Apr 2023Mar 2024 · 11 mos · Bengaluru, Karnataka, India · Hybrid

  • Managing the Ops and Customer experiences of the Loan onboarding journey for Unsecured Business Loan portfolio (new loans)
  • 🏆 Awarded "Rising Star" in AMJ 2023 and "Super Squad" for AMJ 2023, and again in JFM 2024.
FinTechLendingProduct Management

Rupifi

Product Manager

Sep 2022Apr 2023 · 7 mos · Bengaluru, Karnataka, India · Hybrid

  • Managed Finance Operations charter for the organization. My key result areas included lender alignments for various loan constructs, loan disbursals, loan repayments, minimising manual interventions, and implementing DLG compliances.
  • Also, led ZOHO CRM implementation across 4 teams - Sales, Customer Success, Credit Operations and Collections
FinTechLendingProduct Management

Unicommerce

2 roles

Product Manager

Promoted

Apr 2022Sep 2022 · 5 mos

  • Managing product requirements for the entire Order Management system including -
  • 1. Workflows around inventory sync, order creation, order routing, shipments creation, invoicing, and returns from 75+ Marketplaces and Carts worldwide.
  • 2. API integrations across the ecommerce partner ecosystem including different channels, shipping providers, ERP systems, etc.
E-CommerceSoftware as a Service (SaaS)Online MarketplaceProduct Management

Associate Product Manager

Jan 2021Mar 2022 · 1 yr 2 mos

  • My focus areas included the Order Routing and the Finance charters in the Order Management module and the Purchase and Vendor workflows in the Warehouse Management module.
E-CommerceOnline MarketplaceProduct Management

Indiamart intermesh limited

Product Manager

Aug 2019Jan 2021 · 1 yr 5 mos · Gautam Buddha Nagar, Uttar Pradesh · On-site

  • Product Manager, Search
  • My key result areas include -
  • Content audit and quality assurance of search results pages
  • Insights and case studies on gaps where Search doesn't perform optimally
  • Implementing machine learning models to improve search query understanding
  • Building PowerBI dashboards for search result clicks and conversion tracking
  • Awarded the "Best Performer of the Month" for October-2020
E-CommerceOnline MarketplaceProduct Management

Orion business innovation

Business Analyst (Product Owner)

Apr 2018Aug 2019 · 1 yr 4 mos · Cochin Area, India · On-site

  • My focus areas were Analytics and Blockchain applications in Financial Accounting, Audit, and Risk Advisory products for one of the Big 4 Audit firms.
  • As a product owner, my responsibilities included
  • conducting market research, industry studies, and competitor analysis;
  • identifying gaps for product development, support, and enhancement
  • creating and presenting key artifacts such as business case documents, wireframes, etc.
  • creating product backlogs for developers, managing requirements in TFS, doing feature testing
  • working with UI/UX, Development, and QA teams for solutioning and product delivery
FinTechFinancial ReportingFinancial AccountingProduct ManagementBusiness Analysis

Johnson & johnson

Intern

Oct 2017Oct 2017 · 0 mo · Lat Krabang, Bangkok, Thailand

  • Simulated existing distributors' P&L in General Trade (at the distributor level and consolidated them at the national level) to get an estimate of the financial status of each distributor and the entire GT channel.
  • Recommended one financial compensation model that would apply to all distributors. The new financial model was focused on both sales as well as investing in the right fundamentals (i.e. right compensation, right headcount, right beat plan, etc.).
Business AnalysisBusiness Strategy

Life & joy foundation

Founder

Apr 2017Jan 2018 · 9 mos · Udaipur Area, India

  • Developed EmoSmart program, which focuses on the broader spectrum of positive youth outcomes like social-emotional climate classrooms and systematic processes for modeling and cultivating emotional and social competencies to give all students behavioral benefits that lead to their success later in life.
  • http://lifeandjoy.org/
Product ManagementDesign ThinkingBusiness AnalysisEntrepreneurshipBusiness Strategy

Cognizant

Programmer Analyst

Jul 2014Jun 2016 · 1 yr 11 mos · Unitech Infospace, Kolkata · On-site

  • I worked on a Property Management System. My responsibilities included -
  • design and develop the new UI framework which supports multiple logins from 650+ properties
  • inspect and fix performance bottlenecks
  • improve the application architecture to decrease fetch and response time
  • conduct knowledge transfer sessions.
  • Awarded the “Incredible Team” in appreciation for the contribution to the company in Q3 ‘15

Education

Indian Institute of Management Udaipur

Master of Business Administration - MBA

Jan 2016Jan 2018

Jalpaiguri Government Engineering College

Bachelor's Degree — Electronics and Communications Engineering

Jan 2010Jan 2014

Don Bosco School, Bandel

Indian School Certificate

Jan 2008Jan 2010

Don Bosco School, Bandel

Indian Certificate of Secondary Education

Jan 2001Jan 2008

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