Murat Eroglu

CEO

London, England, United Kingdom21 yrs 5 mos experience

AI ML PractitionerHighly Stable

Key Highlights

20+ years of experience in data science and analytics.
Led high-performing teams in risk and data analytics.
Proven track record in driving impactful business outcomes.

Stackforce AI infers this person is a Fintech Data Science Leader with extensive experience in risk analytics.

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Skills

Core Skills

Data SciencePredictive AnalyticsCredit Risk

Other Skills

LeadershipMachine LearningStatistical ModelingAnalyticsFraud AnalyticsFraud DetectionCredit AnalyticsSASRiskScoringMISRisk ManagementCredit ScoringUnderwritingCredit

About

Seasoned data science, analytics, and risk leader with 20+ years of experience delivering data-driven value across leading banks, fintechs, and consultancies in the UK, EMEA, and global markets. I’ve built and led high-performing teams in data science, decisioning, modelling, and credit strategy—driving impactful outcomes across the full customer lifecycle, from underwriting and pricing to collections and recovery. My expertise spans both traditional statistical approaches and advanced ML-based techniques, with hands-on fluency in tools like Python and SAS. I’ve established analytics functions from the ground up, shaped scalable data infrastructures, and led more than 30 client and enterprise-level engagements with proven commercial impact—ranging from fraud detection to P&L optimization and portfolio growth. Having held leadership roles at Citi, FICO, and Flutterwave, I bring a rare blend of technical depth, commercial acumen, and strategic vision—aligning analytics with business outcomes and regulatory expectations. I’m passionate about applying predictive and prescriptive analytics to solve complex problems and unlock sustainable growth in dynamic, data-rich environments.

Experience

21 yrs 5 mos

Total Experience

6 yrs 11 mos

Average Tenure

8 mos

Current Experience

Paysafe

Sr Director - Head of Risk Data Science

Sep 2025 – Present · 8 mos · London Area, United Kingdom · Hybrid

Data SciencePredictive Analytics

Flutterwave

Director, Data Science and Decisioning

May 2024 – May 2025 · 1 yr · London Area, United Kingdom · Hybrid

▪ Hire, develop, and lead a team of 8 high-performing risk and data analytics scientists,
▪ Lead all descriptive and predictive analytics projects with ML modeling.
Real-Time Transaction Fraud Model
Application Fraud Model
Merchant Behaviour Fraud model
▪ Lead all decision optimization and strategy implementation projects
▪ Set strategic directions for the team, ensure alignment with broader business goals and vision.
▪ Drive the organization’s data strategy by partnering with IT and other business counterparts.
▪ Develop strong relationships with business, risk, and cross-functional IT teams to drive innovative analytic solutions to the challenges businesses face.
▪ Ensure the processes in place for the robust, accurate databases and continuous enrichments

Data ScienceLeadership

Fico

Director, Analytic Consultancy

Feb 2015 – May 2024 · 9 yrs 3 mos · London, England, United Kingdom

Manage and oversee predictive and prescriptive analytic projects throughout the EMEA region, encompassing the entire customer risk life cycle.
Foster internal and external collaboration, establishing connections among various groups to enhance capacity and optimize resource utilization.
Collaborate with Sales, Marketing, and Product teams to develop strategies that drive revenue growth across the customer base.
Serve as a trusted analytic subject matter expert, supporting sales and business development initiatives in the region to promote FICO's analytic offerings and facilitate regional growth.
▪ Managed to deliver 100+ predictive model development/Validation/Monitoring projects covering fraud, credit risk, origination, behaviour, collection, recovery, income estimation, regulatory models within the consumer banking space.
▪ Increased automation by 25% in underwriting operation by developing and implementing a set of risk application scorecards.
▪ Increased approval rate by 45% and first-year profit by 30% through a credit line optimization project - FICO Decision Award winner
▪ Increased operation efficiency by 30% through multiple risk scorecard developments and strategy revision for collection
▪ Being awarded Global Circle of Excellence as a result of significant revenue growth in new business through proactive sales and pre-sales activities initiated and supported in the region

Citibank

Analytics and Modeling Head

Jul 2004 – Jan 2015 · 10 yrs 6 mos

Led and managed a high-performing team of 9 data scientists responsible for overseeing a diverse portfolio of assets exceeding $1 billion, encompassing retail loans and credit cards.
Led end-to-end analytics projects, including descriptive, predictive, and prescriptive analytics, impact simulations, performance analysis, statistical modeling, and strategy design across the entire customer lifecycle (from origination to customer management, collection, and fraud).
Cultivated strong relationships with business, risk, and cross-functional IT teams to drive innovative analytic solutions, effectively addressing key business challenges.
Developed and maintained credit risk and collections strategies while ensuring alignment with business growth targets through analytical segmentation.
Actively monitored and increased automation percentage within operations by collaborating closely with business teams, driving operational efficiency and process improvement initiatives.
Provided oversight and guidance to EMEA countries on consumer risk scoring, developing an annual model development plan based on specific needs