Hardeep Singh Bhatia

Associate Consultant

Pune, Maharashtra, India16 yrs 4 mos experience
Highly Stable

Key Highlights

  • Led successful digital transformation projects in banking.
  • Expert in credit risk management and data analysis.
  • Strong stakeholder management and team leadership skills.
Stackforce AI infers this person is a Fintech professional with expertise in credit risk management and digital transformation.

Contact

Skills

Core Skills

Product ManagementDigital TransformationCredit Risk ManagementData AnalysisBusiness AnalysisFunctional AnalysisTest ManagementUser Acceptance TestingEtlTesting

Other Skills

ALMAMLAPI TestingAgile MethodologiesAgile SafeAnalytical SkillsBusiness AnalyticsBusiness DevelopmentBusiness RequirementsClient Co-ordinationClient RequirementsConfluenceConsultingCredit RiskData Modeling

About

Professional Experience: An MBA/B Tech with industry experience in Project Management/ Business Analysis/Data Analysis with proficiency in Credit Risk/Capital Markets/Corporate Banking/Retail Banking/Lending (Consumer Finance- Loan Management System)/Human Resources. Since last several years engaged in Digital initiatives, Marketplace Banking & Data Migration projects with a renowned German Bank across UK and Europe. Customer centric and easily approachable Product Manager who is good at Team Building and People Management. Instrumental in leading teams and collaborating across functions to execute projects and meet critical demands. Academics: Bachelor of Engineering (IT) || Master of Business Administration (Marketing & Operations) Skill(s): Consulting | Product Management | Project Management | Data Analysis | Business Analysis | Functional Analysis | Digital Onboarding | Digital Transformation | KYC | AML I Test Management | Payments | SEPA | SWIFT | ISO 20022 |Stakeholder Management | RFP's and proposals | SOW's Domain(s): Credit Risk | Lending | Retail Banking | Capital Markets | Corporate Banking Methodologies: Agile | Waterfall Technical: Oracle 8i/9i/10j | MS OFFICE | My SQL | SQL Developer | Informatica | REST API's & Microservices | Atlassian JIRA & CONFLUENCE | Swagger | POSTMAN | SoapUI | HP ALM | Bitbucket | Balsamiq | Calypso | Murex | Fenergo | Mural | Figma

Experience

16 yrs 4 mos
Total Experience
7 yrs 7 mos
Average Tenure
1 yr 1 mo
Current Experience

Cognizant

Senior Consulting Manager

May 2025Present · 1 yr 1 mo · Pune, Maharashtra, India · On-site

Strategic ConsultingDigital TransformationProduct ManagementAgile SafeRequest for Proposal (RFP)Statements of Work (SOW)+2

Tata consultancy services

5 roles

Product Owner - Deutsche Bank

Promoted

Oct 2022May 2025 · 2 yrs 7 mos

  • Leading a Credit Risk re-engineering initiative for Feed on-boarding to optimize the risk management system.
  • Collaborating with stakeholders to establish a structured backlog aligned with business needs.
  • Crafting OKRs, Features, User Stories, Feed On-Boarding Contracts, and Operational Level Agreements to meet audit standards.
  • Strategically prioritizing backlog items and breaking them into Features and User Stories before Sprint sessions.
  • Conducting coverage analysis on staged data to achieve a 95% coverage rate.
  • Validating test results, conducting business demos, and Sprint reviews to maintain a 98% satisfaction
  • rate.
  • Guiding User Acceptance Testing (UAT) to ensure a 99% accuracy rate pre-production release.
Digital StrategyDigital TransformationBusiness AnalyticsProduct Lifecycle ManagementClient RequirementsStrategic Planning+11

Product Owner / Data Analyst - Deutsche Bank

Apr 2020Sep 2022 · 2 yrs 5 mos

  • Data Migration requirement discussions with respective stakeholders of source and target systems
  • Comprehending the Data Models with the DBAs.
  • Deep dive sessions with Migration Engine teams.
  • Documenting the complex Transformation Rules DMTs (Data Mapping Tables) , MFS (Migration
  • specifications) , RFS (Reconciliation specifications) , TDS (Technical Design specifications)
  • Liaison between the Business and Testing teams.
  • Performing sanity for Pre Migration, Data Cleansing , Post Migration tests using SQL
  • Representing Data using Power BI
Business AnalysisAnalytical SkillsMySQLTest CasesRoot Cause AnalysisEnd-to-end Testing+27

Business Functional Analyst - Deutsche Bank

Promoted

Aug 2015Mar 2020 · 4 yrs 7 mos

  • Requirement gathering/discussions with Business Stakeholders
  • Participating and contributing in PI Planning Sessions.
  • Working in AMIGO Model with Developers of various skill set to freeze the requirements
  • Discussing and clarifying the topics with the satellite interfaces spocs
  • Getting in design discussions with Solution Architects.
  • Drafting EPICS , SPIKES and User Stories on JIRA
  • Documenting the Acceptance Criteria in Gherkin format (Given,When,Then)
  • API documentation
  • API Testing (Postman/Soap UI)
  • Presenting the Stories in Sprint Planning Sessions.
  • Participating and providing sign off to requirements in Sprint Review Sessions.
  • Reviewing the Automated Test Cases
  • Documenting the Application Manual in CONFLUENCE
SoapUIBusiness AnalysisRetail BankingAnalytical SkillsMySQLTest Cases+27

Business Analyst - Deutsche Boerse

Jan 2014Aug 2015 · 1 yr 7 mos

  • Liaising between business and technical personnel to ensure an understanding of applications.
  • Communicating client’s business requirements by process models (ADONIS/Enterprise Architect).
  • Testing SWIFT MT 542, MT 544, MT 546, MT 548, MT 569, MT 527, MT 558 , MT 202, MT 204, MT 910, MT 900 messages.
  • Preparing Traceability Matrix for mapping test cases with the Functional Specifications.
  • Facilitating in preparing the Test plan and the Testing strategies preparation.
  • Preparing the Test cases for BA sanity testing.
  • Performing sanity testing for all the modules.
  • Providing proper knowledge transfer to support teams for every consecutive releases.
Business AnalysisRetail BankingAnalytical SkillsTest CasesRoot Cause AnalysisALM+12

Business Analyst

Aug 2011Dec 2013 · 2 yrs 4 mos

  • Requirement gathering from Business Stakeholders.
  • Requirement documentation in the form of Business Requirement Document(BRD)
  • Preparing process models (ADONIS) and presenting them to Technology team
  • Performing functional testing
  • Providing support during User Acceptance Testing
  • Performing Root Cause Analysis and helping Support Teams post go live
Business AnalysisAnalytical SkillsTest CasesRoot Cause AnalysisALMSoftware Documentation+6

Mastek ltd

ETL Tester

Jun 2007Mar 2009 · 1 yr 9 mos · Pune, Maharashtra, India

  • Played a key role in designing and implementing functional enhancements to the application.
  • Reduced response time by optimizing Database Queries and Procedures and reducing network traffic by pruning unnecessary data transmissions over the network.
  • Actively took up the tasks that involved advanced SQL coding, like creating UT Scripts and Data Extraction scripts.
  • Thoroughly involved in identifying and fixing defects over the last couple of months.
  • Successfully implemented, all the mapping designs that were assigned to me, with Zero Show Stopper errors and have always met the deadlines involved in reviewing ETL Codes and Mapping Documents.
Test CasesRoot Cause AnalysisTechnical CompetenceETLManual TestingInformatica PowerCenter+1

Education

ICFAI Business School

Master of Business Administration (MBA) — Marketing/Operations

Jan 2009Jan 2011

MIET Gondia

Bachelor of Engineering (BE) — Information Technology

Jan 2003Jan 2007

DBMS Jamshedpur

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