Mar 2023 – Apr 2026 · 3 yrs 1 mo · Hamburg, Germany

• As Lead Product Owner and business POC for schemes and payments, I drive key initiatives to improve variety of payment capability offerings and protect Barclays Germany’s ‘license to operate’. Currently focused on integration of Barclays Germany into BAWAG Group, managing complex consolidation across business functions, host systems, legal entities and governance frameworks. As main point of contact, I own the Payments workstream for Authentication and Authorization flows and manage strategic partners like Visa, Mastercard and ACS service providers.

Dec 2018 – Mar 2023 · 4 yrs 3 mos · Hamburg, Germany

• I drove strategic business transformation by moving from a technology-focused role into a commercially driven position, leveraging expertise in Business Design Analysis and Change Management to deliver cross-functional initiatives aligned with enterprise priorities. I accelerated regulatory and payments product delivery by leading PSD2, Visa/Mastercard mandates, and compliance-driven projects, while ensuring stakeholder alignment and governance.
• I delivered operational efficiencies and cost optimization through platform migrations, requirement gathering, and timely implementations, contributing to measurable P&L improvements. I also shaped high-impact business decisions by translating front-office needs into technical solutions, conducting market analysis and competitive benchmarking, and developing business cases that secured C-level approval. Additionally, I strengthened enterprise governance, built organizational capability, and successfully recruited and onboarded high-performing talent, fostering a culture of operational excellence and driving enterprise-wide impact.

Oct 2012 – Sep 2017 · 4 yrs 11 mos · Pune Area, India · On-site

• I led key initiatives across credit card systems and digital channels for multiple Barclaycard portfolios, delivering complex digital transformations, platform migration, and system integration projects across Germany, Spain, UK and Africa using Agile and Waterfall methodologies. As part of QEA team, I designed and executed process optimization and demand management strategies to enhance delivery efficiency and operational performance. I fostered high-performing, cross-functional teams across geographies, driving collaboration and achieving project milestones, while also representing Barclays in corporate sports and charity events to strengthen organizational engagement and culture.

Nov 2010 – Oct 2012 · 1 yr 11 mos

Aug 2008 – Oct 2010 · 2 yrs 2 mos · Pune Area, India