Kaustubh Dixit

Product Manager

Bengaluru, Karnataka, India6 yrs experience

Most Likely To SwitchHighly Stable

Key Highlights

Reduced onboarding time from 6.5 days to under 30 minutes.
Scaled Pay by Points platform to handle significant annual transactions.
Established RBI-compliant reporting frameworks for enhanced compliance.

Stackforce AI infers this person is a Fintech Product Manager with strong expertise in payments and risk management.

Contact

kdkishu335@gmail.com LinkedIn

Skills

Core Skills

Product ManagementProduct StrategyPayments

Other Skills

AnalysisAndroidArduinoArtificial Intelligence (AI)Artificial Neural NetworksBack-End Web DevelopmentBashBootstrapBusiness StrategyC (Programming Language)C++CUDACascading Style Sheets (CSS)Competitive AnalysisConsumer Behavior

About

I’m a Product Manager with almost 4 years of experience driving innovation and efficiency across the payments and merchant lifecycle. At Pine Labs, I’ve worked 360 degree across the payments lifecycle, covering: Merchant Onboarding: Reduced onboarding time from 6.5 days to under 30 minutes with a generative AI-powered risk platform and in-house KYC engine. Payment Processing: Scaled the Pay by Points platform to handle XX billion in annual GTV, collaborating with 15+ partner issuers. Settlements and Risk: Established RBI-compliant PAPG reporting frameworks and streamlined AML processes for enhanced compliance. An IIT Jodhpur alumnus with a background in AI and robotics, I combine technical expertise with product vision to deliver scalable solutions. Passionate about building seamless experiences, I aim to redefine payments and risk management in fintech. Let’s connect to discuss how we can create impact together!

Experience

6 yrs

Total Experience

2 yrs 4 mos

Average Tenure

4 yrs

Current Experience

Pine labs

4 roles

Product Manager 2

Jun 2025 – Present · 1 yr

Leading end-to-end product strategy and execution for an sales-assisted merchant onboarding app, reducing average onboarding turnaround time from 4.5 days to under 2 hours
Pioneered an AI-powered sales agent that boosted lead conversion productivity by 1.5× through behavioral nudges and gamification.

Generative AIProduct ManagementProduct Strategy

Product Manager

Promoted

Jan 2024 – Jun 2025 · 1 yr 5 mos

Led the India-first implementation of Google Wallet Tap & Pay on Pine Labs POS, showcased live in collaboration with Google at the Google I/O event
Owned the product roadmap for the Pay by Points merchant experience , enabling ₹3.21B in annual transactions and scaling integrations with 15+ reward partners
Owned risk mitigation initiatives by introducing pre-authorization limits and transaction monitoring, maintaining chargeback-to-sales ratio under 0.5%

Python (Programming Language)PaymentsGenerative AILarge Language Models (LLM)Financial SystemsPoint of Sale (POS) Systems+8

Associate Product Manager

Jun 2022 – Jan 2024 · 1 yr 7 mos

Launched KYC Engine
Conceptualised and led the development and maintenance of a comprehensive product roadmap for in-house KYC engine acting as the single source of truth for KYC data across the company, outlining key milestones, features, and release schedules to drive product development resulting in savings of ₹Z Crore of operational cost annually and TAT reduction for KYC verification from X hours to instant for ~YY% of the new merchant onboardings

Point of Sale (POS) SystemsProduct DevelopmentProduct Management

Product Manager Intern

Jan 2022 – Jun 2022 · 5 mos

Responsibility:
Worked as an intern with Pine Labs Settlements team on the company's core aggregator product
Work & Impact:
Performed root cause analysis to identify the top reasons for delayed settlements to the merchants, helping increase the T+1 Settlement % from ~90% to 99+%
Led the integration of 3 new issuers and acquirers on the settlement rails
Received a PPO offer after the completion of the internship period

Point of Sale (POS) SystemsProduct Development