Keli D.

Business Development Executive

Las Vegas, Nevada, United States21 yrs 4 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Proven record of managing teams and resources.
  • Expertise in Non-QM loan underwriting.
  • Strong leadership in cross-functional team environments.
Stackforce AI infers this person is a seasoned professional in Fintech with a focus on mortgage lending and underwriting.

Contact

Skills

Core Skills

Mortgage UnderwritingDecision-makingCross-functional Team LeadershipLoan UnderwritingMortgage LendingFinancial AnalysisUnderwritingProject ManagementAgile MethodologiesProduct ManagementSalesRisk Management

Other Skills

Active ListeningAnalyticsBusiness AnalysisBusiness-to-Business (B2B)Collaborative Problem SolvingCommunicationCreditCustomer RelationsData AnalysisDue DiligenceHard Money LendingInvestment PropertiesLeadershipLoansManagement

About

Bringing a wealth of expertise and a unique blend of versatility and adaptability...I am eager to make an impact! My diverse background has allowed me to hone my skills, including problem-solving, project management, effective communication, and strong leadership. As a professional, I have a proven record of managing teams, budgets, and resources to drive successful outcomes. My goal is to leverage these skills and my passion for innovation to bring value to your organization. Let's connect if you're seeking a seasoned professional with a drive for progress.

Experience

21 yrs 4 mos
Total Experience
2 yrs 6 mos
Average Tenure
3 yrs 5 mos
Current Experience

Atm corp

Senior Non-QM Underwriter

Jun 2024Present · 2 yrs · Remote

  • Specialize in evaluating and approving Non-QM loans against multiple investor guidelines, delivering solutions that help traditional and non-traditional borrowers achieve homeownership while minimizing lender risk.
  • Underwrite Non-QM and DSCR loan files, reviewing credit, income, asset, and property documentation to ensure compliance with investor, lender, and regulatory guidelines.
  • Partner with loan officers, processors, and originators to resolve documentation issues, ensuring files progress smoothly to closing within established SLAs.
  • Stay current on evolving Non-QM regulations and market trends to inform risk assessment and optimize loan structuring decisions.
  • Consistently meet or exceed monthly underwriting production goals in a high-volume, fast-paced environment while maintaining quality and compliance standards.
Mortgage UnderwritingDecision-MakingCollaborative Problem SolvingRisk AssessmentCommunication

48in48

Project Manager

Jan 2023Present · 3 yrs 5 mos

  • Managed cross-functional teams of web designers, UI/UX designers, and content strategists to deliver high-quality websites for nonprofit organizations. Oversaw project timelines, resources, and scope in a fast-paced environment, ensuring on-time launches that empowered nonprofits to expand their digital presence and amplify their mission.
  • Directed end-to-end website projects, aligning design, content, and user experience to meet nonprofit client goals.
  • Coordinated cross-functional collaboration, fostering seamless teamwork between designers, strategists, and nonprofit stakeholders.
  • Acted as primary liaison with nonprofit founders, translating client needs into actionable design and content strategies.
  • Developed and implemented user-focused content strategies, curating messaging that resonated with each nonprofit’s target audience.
Problem SolvingProject ManagementAgile MethodologiesActive ListeningCommunicationTroubleshooting+1

911 xpress loans

Sr Commercial Underwriter/Team Lead

Sep 2022Present · 3 yrs 9 mos · Remote

  • Led and managed an overseas team of underwriters and processors, ensuring accuracy, compliance, and efficiency across a diverse portfolio of hard money, investment property, fix-and-flip, commercial, and bridge loans. Partnered with funding sources focused on serving small to mid-sized businesses, including clients with less-than-perfect credit profiles.
  • Directed daily operations for a cross-border team, providing training, quality control, and performance oversight to maintain consistency with company and investor standards.
  • Reviewed and approved files for a variety of property types, including single-family, multi-family, apartments, retail, office, hotels, and storage facilities.
  • Collaborated with U.S.-based loan officers, brokers, and funders to streamline workflows and accelerate approvals in a fast-paced, high-volume lending environment.
  • Implemented process improvements that reduced turnaround time and enhanced communication between overseas teams and U.S. stakeholders
Cross-functional Team LeadershipHard Money LendingLoan UnderwritingProcess Improvement

Liberty medical center of texas

Product Owner / Business Analyst

Jan 2022Jun 2025 · 3 yrs 5 mos

  • Led high-performing teams across North America, specializing in enhancing Veteran affairs. Oversaw project schedules, strategized product plans, and ensured on-budget project delivery. Prioritized product backlog, coordinated cross-functional teams, and translated stakeholder input into actionable features. Orchestrated Agile leadership and successful product launches, guided by data-driven strategies and a culture of continuous improvement. Ready to contribute to your team's success.
  • Key Contributions:
  • Visionary Leadership: Shaped the strategic direction and roadmap for our flagship product.
  • Effective Prioritization: Skillfully managed the product backlog to align with our core product goals.
  • Collaborative Excellence: Worked closely with cross-functional teams to ensure timely delivery of product enhancements.
  • Stakeholder Engagement: Acted as a primary liaison with stakeholders, translating their insights into actionable product features.
  • Agile Proficiency: Led Agile ceremonies, including Sprint Planning, Daily Scrum, Sprint Review, and Sprint Retrospective, while making critical decisions and managing trade-offs for maximum value delivery.
Project ManagementAgile MethodologiesProduct ManagementCommunicationLeadershipScrum+1

First guaranty mortgage corporation®

Senior Non-QM Underwriter

Dec 2021Present · 4 yrs 6 mos · Remote

  • SME in Non-Qualified Mortgage (Non-QM) underwriting, evaluating complex borrower profiles, and delivering informed credit decisions for non-agency loan products. Specialized in Bank Statement, P&L, 1099, Tax Returns, and DSCR programs, ensuring compliance with investor and company guidelines while maintaining quality, accuracy, and turnaround standards.
  • Reviewed and analyzed complex financials, credit reports, income/asset documentation, appraisals, title, and business tax returns to determine loan eligibility and compliance.
  • Performed detailed manual underwriting, identifying potential fraud or misrepresentation, and ensuring adherence to Non-QM investor requirements.
  • Cleared conditions promptly, upheld service level agreements (SLAs), and maintained accuracy and completeness in the LOS for audit readiness.
UnderwritingMortgage LendingCollaborative Problem SolvingCommunication

Sprout mortgage

Senior Non-QM Underwriter

Jan 2019Present · 7 yrs 5 mos

  • Specialized in underwriting a wide range of Non-QM and expanded loan programs designed for self-employed borrowers, investors, and clients with unique financial profiles. Focused on delivering accurate, compliant credit decisions while supporting brokers and loan officers through collaboration and the use of Sprout’s industry-leading technology.
  • Underwrote Non-QM and expanded programs including Bank Statement, Asset Depletion, DSCR, Prime Jumbo, and Foreign Investor loans, ensuring compliance with investor and regulatory guidelines.
  • Reviewed complex financial documentation such as business bank statements, P&Ls, and asset-based income to assess borrower eligibility and mitigate risk.
  • Partnered with brokers, processors, and loan officers to resolve conditions, improve file quality, and accelerate approvals within SLA and turn-time standards.
Mortgage LendingLoansCollaborative Problem SolvingFinancial Analysis

Homexpress mortgage corp

National Account Executive

Jan 2018Oct 2019 · 1 yr 9 mos

  • Partnered with brokers and originators to structure Non-QM loans and grow market presence
  • Delivered technical demonstrations and training to loan officers, increasing broker confidence and loan submission volume.
  • Consistently exceeded sales and pipeline growth targets by providing consultative support on challenging loan scenarios.
  • Collaborated with underwriting and operations teams to ensure efficient loan processing and superior service levels across multiple states.
SalesTechnical DemonstrationsMortgage LendingMortgage UnderwritingLoans

Geneva financial llc

Underwriter

Jun 2015Dec 2017 · 2 yrs 6 mos · Las Vegas Metropolitan Area

Mortgage LendingLoansUnderwriting

Stearns lending (nmls #1854)

Underwriter

Jun 2015Jan 2017 · 1 yr 7 mos

Mortgage LendingLoansUnderwriting

Citi

Credit Underwriter

Apr 2012Jun 2015 · 3 yrs 2 mos · Remote

Mortgage LendingRisk ManagementDue DiligenceLoansUnderwriting

Fortace, llc

Forensic Consultant

Jan 2011Jan 2012 · 1 yr · Remote

Risk ManagementDue DiligenceLoans

Ge capital / wmc mortgage

Repurchase & Forensic Consultant

Jan 2010Jan 2011 · 1 yr · Burbank, California

Risk ManagementDue DiligenceLoans

Quality home loans / bankers express

Senior Underwriter - Hard Money

Apr 2006Sep 2007 · 1 yr 5 mos · Calabasas, CA

Mortgage LendingDue DiligenceLoansUnderwriting

Mandalay mortgage

Senior Underwriter

Oct 2005Apr 2006 · 6 mos · Woodland Hills, CA

Mortgage LendingDue DiligenceLoansUnderwriting

Prospect mortgage, llc / metrocities mortgage

Underwriter

Jun 2004Oct 2005 · 1 yr 4 mos · Sherman Oaks, CA

Mortgage LendingLoansUnderwriting

Countrywide

Underwriter

Jan 2002Jan 2004 · 2 yrs

Mortgage LendingDue DiligenceLoansUnderwriting

Education

Woodbury University

Bachelor of Business Administration (BBA)

Salesforce Talent Alliance Career Cohorts

Salesforce Certified Administrator

Jan 2022Present

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