Monodeep Saha

Operations Associate

Bengaluru, Karnataka, India18 yrs 2 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Led a high-performance team in risk analytics.
Published a book on open source data for sustainability.
Expert in predictive modeling and machine learning.

Stackforce AI infers this person is a seasoned professional in Fintech and Risk Analytics with a strong focus on predictive modeling.

Contact

Skills

Core Skills

AnalyticsProject ManagementModel DevelopmentAdvanced AnalyticsQuantitative AnalyticsRisk ManagementRisk AnalyticsAnalytics LeadershipPredictive ModelingTrainingModelingData MiningData Analysis

Other Skills

Team LeadershipSalesEconometricsFinancial ServicesData PreparationBusiness UnderstandingPythonSASClimate RiskStatistical ModelingPredictive AnalyticsRVBACluster AnalysisBusiness Analysis

About

Analytics, strategy, consulting, predictive modelling, training and mentoring juniors would be the key words which represent me as a professional. Analytics and ML enthusiast- Heading a big team of data scientists, using machine learning algorithms to build scorecards and models using Big data tools. interested in making academic partnerships in space of risk-tech, regulatory-tech, Cybercrime Analytics, Machine Learning and Data Sciences. Published my first book in collaboration with Springer Europe/Singapore for usage of open source data and technology for sustainability development and climate risk mitigation strategies.

Experience

18 yrs 2 mos

Total Experience

3 yrs

Average Tenure

8 yrs

Current Experience

Tata consultancy services

3 roles

Delivery Manager

Promoted

Jun 2025 – Present · 11 mos

Taken over role as Delivery Manager and Growth consultant for a large north american customer analytics and credit modeling across both retail and wholesale portfolios...with a shade into Treasury and Marketing Analytics landscape,
Responsible at a strategic level for PnL.

Team LeadershipSalesAnalyticsProject Management

Consultant||AGM

Nov 2023 – May 2025 · 1 yr 6 mos

Managing model development and advanced analytics across multiple geos. across the lending spectrum.
Hands on Modeler Consultant in Commercial Real Estate.
CECL Credit Loss Forecasting Model Development/Independent Validation and Monitoring/Back Testing.
Development of loss engine with alternate data, as part of reasonableness review of the model.
Highly quantitative with cross functional understanding of Wholesale business, quantitative analytics. Has developed/validated/monitored the models using both Python and SAS.
Consulting proof of concept for redevelopment of PD Model for Commercial Real Estate for Loss Modeling.
Developing a PoC to reduce technology debt for Loss Models, and downstream PD models for
Commercial Real Estate portfolio using state of art technology.

EconometricsFinancial ServicesData PreparationProject ManagementBusiness UnderstandingModel Development+1

Senior Manager

Apr 2018 – Nov 2023 · 5 yrs 7 mos

Risk Practice, innovator and inventer. In the process of building a high performance risk practice unit. A startup within a massive organization.
MRA resolution for wholesale LGD C&I loans.
Wholesale PD model development for C&I loans and CRE loans. CECL model development for commercial real estate business.
Academic Partnerships in space of Machine Learning and Artificial Intelligence.

EconometricsFinancial ServicesData PreparationProject ManagementBusiness UnderstandingRisk Management+1

Equifax

Manager Analytics

Jun 2016 – Apr 2018 · 1 yr 10 mos · Bangalore

Delivery head and Project Manager for Risk Analytics. I am heading teams for scorecard building and validation and risk models in areas of consumer , commercial and identity fraud

EconometricsFinancial ServicesData PreparationProject ManagementBusiness UnderstandingRisk Analytics