Pragya .

Product Manager

Bengaluru, Karnataka, India11 yrs 8 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Expert in Generative AI and product ownership.
Proven track record in financial compliance and banking solutions.
Skilled in leading cross-functional teams for digital transformation.

Stackforce AI infers this person is a Fintech expert with a strong focus on AI-driven banking solutions.

Contact

pragya.mishra54@gmail.com LinkedIn

Skills

Core Skills

Product ManagementTechnical Product ManagementFinancial CrimeBankingProduct IntegrationCollections ManagementProduct ConsultingBanking ComplianceCore Banking

Other Skills

AI powered risk managementAI-driven StrategiesAPI DevelopmentAgile & Waterfall MethodologiesAgile Application DevelopmentAgile LeadershipAgile MethodologiesAgile Project ManagementAmazon Web Services (AWS)Anti-Money LaunderingApplication Programming Interfaces (API)Backlog ManagementBacklog prioritisationBlaze AdvisorBusiness Analysis

About

With a strong foundation in core banking, lending, financial crime and collections, I bring a unique blend of domain expertise, product ownership, and AI-driven innovation. As a Gen AI Product Owner, I specialize in translating complex business needs into intelligent, data-led, and scalable product solutions that accelerate digital transformation.I have led cross-functional teams to deliver cloud modernization (AWS), API-driven banking solutions, and Gen AI accelerators that enhance efficiency, automate workflows, and improve customer experience. My focus is on leveraging Generative AI and advanced analytics to reimagine banking processes, drive operational excellence, and create measurable business impact across the financial ecosystem. regulatory landscapes with proven track record in Financial crime, Core Banking and Lending Beyond my core responsibilities, I have experience in pre-sales, product demonstrations, and stakeholder management, which has helped me shape product roadmaps and align them with business objectives. I am passionate about driving product-led growth, simplifying complex workflows, and creating high-impact financial solutions.

Experience

11 yrs 8 mos

Total Experience

2 yrs 4 mos

Average Tenure

4 yrs 8 mos

Current Experience

Commonwealth bank

Product Owner

Oct 2021 – Present · 4 yrs 8 mos · Bengaluru, Karnataka, India

Product ManagementTechnical Product Management

Ntt data services

Industry Consulting Manager

Jul 2020 – Sep 2021 · 1 yr 2 mos · Bengaluru, Karnataka, India · On-site

Managed offshore consulting teams to deliver financial product consulting & market research
across banking, lending, and capital markets.
Spearheaded financial compliance initiatives (IFRS9, Basel III, AML/KYC) to enhance regulatory
adherence.
Developed industry reports for Everest Group’s Capital Markets & Life Insurance Digital Services
PEAK Matrix.

Financial ComplianceMarket ResearchRegulatory AdherenceFinancial CrimeBanking

Fico®

Product Integration consultant

Aug 2018 – Jul 2020 · 1 yr 11 mos · Greater Bengaluru Area

Managed Debt Manager (collections & recovery software) implementations for banks & NBFCs
across APAC, EMEA & North America.
Implemented AI-driven collections strategies, reducing default rates and improving recovery
efficiency.
Developed SQL-driven data automation and customer communication workflows.

Debt ManagementAI-driven StrategiesData AutomationProduct IntegrationCollections Management

Indus software technologies pvt. ltd.

Product Consultant

Mar 2017 – Jul 2018 · 1 yr 4 mos · Chennai

Led GST compliance implementation for banking clients, ensuring seamless tax policy integration.
Defined product roadmaps, monitored regulatory changes, and conducted stakeholder workshop

GST ComplianceProduct RoadmapsStakeholder ManagementProduct ConsultingBanking Compliance

Intellect design arena ltd

Product Consultant

Jul 2014 – Feb 2017 · 2 yrs 7 mos · Tamil Nadu, India

Developed digital core banking APIs for real-time payments & loan processing across 26 global
financial institutions.
Implemented loan origination & management systems for retail & SME lending.
Conducted market research, competitor analysis, and prepared wireframes & product
prototypes for core banking product.

Digital Core BankingAPI DevelopmentMarket ResearchProduct ConsultingCore Banking