Raviraj Jain

CEO

Gurugram, Haryana, India10 yrs 4 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Led product strategy for scalable lending products.
  • Expert in digital transformation and fintech innovation.
  • Strong track record in cross-functional leadership.
Stackforce AI infers this person is a Fintech Product Leader with expertise in digital lending and innovation management.

Contact

Skills

Core Skills

Product StrategyDigital TransformationDigital Product DevelopmentProduct ManagementProduct InnovationProcess AutomationProduct DevelopmentInnovation Management

Other Skills

Agile MethodologiesBOTBusiness RequirementsBusiness StrategyBusiness SupportCOBOLCustomer Experience ManagementCustomer JourneysDatabasesDigital ApplicationsFinTechGTMGo-to-Market StrategyGoogle AnalyticsGrowth Strategies

About

Fintech product leader with a blend of tech, business, and customer-first execution. With a Computer Science foundation, MBA from IIM Udaipur, and Kellogg product training, I focus on building scalable lending products and digital platforms.As Chief Product Officer at Capri Loans, I lead product strategy, technology roadmap, and transformation initiatives to enable growth and partnerships. Earlier at Fincare SFB, I owned Gold Loans portfolio responsibility and led innovation programs. At Ujjivan SFB, I drove fintech evaluations and pilots through the Innovation Centre.Strengths: lending product strategy, digital journeys, process automation, and cross-functional leadership. Always open to connecting on digital lending and fintech innovation.

Experience

10 yrs 4 mos
Total Experience
2 yrs 7 mos
Average Tenure
4 yrs 4 mos
Current Experience

Capri global capital ltd.

3 roles

Chief Product Officer

Promoted

Jul 2025Present · 11 mos · Gurugram, Haryana, India

  • Leading product strategy, technology roadmap, and digital transformation across Capri’s lending businesses - Gold loan, Home loan, MSME loan, Insurance, Co-lending, Collections.
Product StrategyTechnology RoadmapDigital Transformation

Product Head - Technology Initiatives

Promoted

Feb 2024Jul 2025 · 1 yr 5 mos · Gurugram, Haryana, India

Digital Product Manager

Jan 2022Jan 2024 · 2 yrs · Gurugram, Haryana, India

  • Developed system for business expansion partnerships
  • Delivered Audit Management System
  • Managed loan origination and loan management systems
  • Developed mobile application (Android + iOS) for business partners
  • Designed and delivered Lead Management System
Business SupportUser Interface DesignProblem SolvingDigital Product DevelopmentBusiness RequirementsGo-to-Market Strategy+4

Fincare small finance bank

2 roles

Product Manager - Gold Loans

Feb 2021Jan 2022 · 11 mos

  • Have owned Gold Loan product in a bank as Product Manager, for PnL, Portfolio, Risk, Policies, New Initiatives, Marketing, & Collections.
  • Productivity of Gold Loans
  • Curbing business risk with portfolio management to ensure near 0 loss
  • Handling Gold Loan Applications for Acquisition, Renewal and Closure
  • Heading a fabulous team of 8 members
Product StrategyMarket AnalysisDigital ApplicationsCustomer JourneysUser AdoptionTeam Management+4

Product Manager - Innovation

Nov 2019Feb 2021 · 1 yr 3 mos

  • Handled special projects under COO - Operations || Bank ATMs, Aadhaar Centres, Automation Anywhere
Process AutomationProduct InnovationNew Product IdeasBOTVoice of the CustomerOperations Management+1

Ujjivan small finance bank limited

Manager - Innovation Centre

Apr 2018Oct 2019 · 1 yr 6 mos · Bengaluru Area, India

  • Innovation Centre of the bank - responsible for evaluating Fintech solutions and work closely with internal departments to identify need for innovation and delivering it. The five pillars of Innovation centre are: New customer acquisition, customer engagement, improving process efficiency, customer experience and wallet share.
  • Driven cross-functional team for customer acquisition, and process efficiency projects
  • Evaluated Business Alliances and Fintech partnerships for new products and services
  • Developed Digital Deposits product based on research and competition analysis
  • Worked under C-Suite people for preparing strategy and investor presentation for Bank
Product DevelopmentInnovation ManagementNew Product IdeasRelationship BuildingFinTechProcess Improvement

Centurion consulting llc

Management Intern

Oct 2017Nov 2017 · 1 mo · Dubai

Pnb metlife india insurance co. ltd

Management Trainee

Apr 2017May 2017 · 1 mo · Mumbai Area, India

  • IT Strategy:
  • Worked on deployment of an Application Performance Monitoring tool in PMLI
  • Interacted with vendors of APM tool to understand the functionalities and proposals
  • Identified the criteria points for selecting an APM tool and calculating a final score
  • Analyzed market research agency’s Gartner magic quadrant and IDC report for APM

Infosys

2 roles

Senior System Engineer

Jan 2014May 2016 · 2 yrs 4 mos

  • Operated IBM’s IMS database to query, view and update member and Plan Sponsor data
  • Handled Aetna Voice Advantage application member issues using Cisco CP7940G IP Phone
  • Drafted Business Requirement Documents to capture business need and Service Request change
  • Conducted Walkthroughs for Client Managers explaining SR analysis and resource requirement
  • Co-ordinated weekly status calls to provide backlog status on ticket report and future action items
  • Prioritized SRs in Work-Load Balance Meeting as per their complexity and budget need
  • Locked SRs in Screening and GATE meetings after getting votes from business stakeholders
  • Managed team of 4; mentored, KT, assigned, scheduled, and tracked work progress of team
  • Acted as a SPOC for training junior employees about Aetna Field Office do’s and don’ts rules

Systems Engineer Trainee

Oct 2013Dec 2013 · 2 mos

  • Selected for fast-track batch in the field of Mainframe programming.
  • COBOL, JCL, CICS

Education

Northwestern University - Kellogg School of Management

Post Graduate Certificate in Product Management

Jun 2022Mar 2023

Indian Institute of Management Udaipur

Master of Business Administration (MBA)

Jan 2016Jan 2018

Shri G S Institute of Technology & Science

Bachelor of Engineering (BE) — Computer Science

Jan 2009Jan 2013

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