Vivek Kumar

CEO

Bengaluru, Karnataka, India8 yrs 8 mos experience

Most Likely To SwitchAI ML Practitioner

Key Highlights

Led product expansion for Revolut in India.
Developed AI-driven financial crime detection tools.
Achieved high precision in transaction screening products.

Stackforce AI infers this person is a FinTech Product Manager with expertise in AI-driven solutions and digital transformation.

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Skills

Core Skills

Product ManagementFintechBusiness DevelopmentBusiness StrategyConsultingDigital Transformation

Other Skills

AI for Business AnalysisAI solutionsAI-based solutionsAI/MLAI/ML toolsAgile EnvironmentAgile MethodologiesAnalytical SkillsBalsamiqBank partnershipsBrand ManagementBusiness AnalysisBusiness analysisC (Programming Language)C++

About

Product Manager at Revolut, driving the expansion of Europe's leading FinTech into India through innovative cross-border and domestic transaction products. With over eight years of experience in launching and scaling B2C/B2B products across domains like anti-money laundering and AI/ML, I excel in data-driven decision-making, user experience enhancement, and cross-functional team leadership. Prior to Revolut, I spearheaded the launch of Tookitaki's pioneering real-time transaction screening product. ||MBA from IIM Calcutta & B.Tech from Silicon Institute of Technology.||

Experience

8 yrs 8 mos

Total Experience

2 yrs 2 mos

Average Tenure

3 yrs 11 mos

Current Experience

Revolut

2 roles

Senior Product & Strategy Manager

Promoted

Aug 2024 – Present · 1 yr 10 mos · Bengaluru, Karnataka, India

Leading multiple charters for India -
1. Onboarding and KYC - Building the best onboarding experience for an Indian fintech app navigating the complex regulatory and compliance landscape for Indian territory
2. Acquiring - Building different ways for a customer to top up their local and international debit cards in the Revolut's vast ecosystem.
3. Financial crime - Setting up the financial crime platform with state of the art fraud and money laundering detection modules, transaction monitoring checks and the plethora of reporting requirements.

Onboarding and KYCFinancial crimeFraud detectionComplianceProduct ManagementFinTech

Product Manager

Jul 2022 – Aug 2024 · 2 yrs 1 mo · Bengaluru, Karnataka, India

Working on bringing the most loved FinTech of Europe to India one product at a time.
Multi-currency Forex card:
Created a 3-minute ‘onboarding to card ordering’ journey; one of the best among the leading FinTechs
Minimized probability of fraud; improved FinCrime analysis coverage to 100% of customer touchpoints using AI based solutions
Linked Savings Account
Driving the product and tech discussions with leading banks for partnerships for Revolut’s linked Savings Acc.
Working on increasing the potential cross-selling opportunities by implementing the ‘one KYC, multiple products’ approach
Outward remittances:
Worked out the outward remittances route(Para10 vs Referrals) to be taken for Revolut for launching in India
Built end to end customer remittance journey with the partner bank

Multi-currency Forex cardLinked Savings AccountOutward remittancesAI-based solutionsProduct ManagementFinTech

Tookitaki

Product Manager, Anti Money Laundering Suite

Jul 2021 – Jun 2022 · 11 mos · Bengaluru, Karnataka, India

Reinvented the fight against financial crime by creating AI/ML powered new-age tools. Enabling FIs to define, flag and act on suspicious activities at each customer touch point.
Built and launched Tookitaki's first real-time transaction screening product.
Achieved one of the highest-in-the-industry precision and recall for the sanctions screening product.
Reduced the false positives by 30% as compared to legacy screening and monitoring tools.

AI/ML toolsTransaction screeningFinancial crime preventionProduct ManagementFinTech

Axis bank

Product Manager, Innovation and New Products

Sep 2019 – Jun 2021 · 1 yr 9 mos · Mumbai Area, India

This role entails identifying gaps in the market and building products using financial technologies around those gaps to resolve the issues created by them. The products may aim at driving behavioral changes in consumers or giving a specific set of functionalities to a niche set of customers. The job entails (among others):
immense collaboration with multiple teams,
understanding of customer’s financial psyche
robust stakeholder management skills
knowledge of regulatory guidelines
knowledge of emerging tech in the banking industry
awareness of the competitive landscape in the banking industry

Market analysisProduct developmentStakeholder managementProduct ManagementBusiness Strategy

Ibm

Senior Consultant

Jul 2017 – Aug 2019 · 2 yrs 1 mo · Gurgaon, India

1) Consultant: Strategic Program Transformation Office (IBM), Digital Transformation
Responsible for re-solutioning & re-estimation exercise of complex transformation program
Identifying gaps (business, technological, infrastructure, licensing, resourcing) in the current solution by comprehensive understanding of the solution scope as defined in tender (RFP), and detailed review of the current solution landscape
Identify cost optimization opportunities in Multi-Million Dollar Program (Cost & Revenue forecasts & actuals)
Manage team motivation & productivity & change adoption for whole transformation program
Drive the organization for delivering results by articulating the business impact, defining & measuring appropriate metrics
2) Consultant: Change Management, Digital Transformation (IBM)
Undertook process diagnostics studies, identified value levers and affected business changes using them
Partnered with clients in their change mgmt journey from design to execution in biz transformation efforts
Visited IOCL petrol pumps and Indane outlets (pan India), assessed their readiness for digital transformation
Conducted Dealer and Distributor Awareness Programs to increases the awareness of the transformation
Assessed the impact of the change in processes by doing an ‘As-Is’ vs. ‘To-Be’ analysis of each process
3) Functional Business Analyst: mobile Apps, Digital Transformation (IBM)
Aligned & curated functional requirements of different business’ stakeholders (LPG, Retail, Lubes) of IOCL
Increased adoption of the LPG mobile app to 90% (up from <50%) within the 5 months of app launch
Achieved a cost reduction of ~$90,000 by ensuring max reusability of screens across diff. apps

Digital transformationChange managementBusiness analysisConsultingDigital Transformation

Standard chartered bank

Summer Intern

Apr 2016 – Jun 2016 · 2 mos · Mumbai Area, India

Supply Chain Finance
Analyzed business models of 50+ suppliers in the automotive industry to locate cross selling opportunities
Performed wallet sizing of 80+ Dealers and Suppliers; calculated untapped potential of the existing clients
Analyzed competitive landscape for SCB vis-à-vis 9 competing banks in the Supply Chain Finance domain

Supply chain financeBusiness analysis