S

Saru Kaushal

CEO

Gurgaon, Haryana, India32 yrs 4 mos experience
Highly Stable

Key Highlights

  • Over 30 years of leadership experience.
  • Proven track record in managing billion-dollar businesses.
  • Expert in driving sustainable growth and innovation.
Stackforce AI infers this person is a seasoned executive in Fintech and Financial Services.

Contact

Skills

Core Skills

Strategic LeadershipOperations ManagementFintechGlobal Commercial PaymentsAgency DistributionMortgagesDebit CardsWealth ManagementRetail Banking

Other Skills

BankingBranch BankingBrand ManagementBusiness DevelopmentBusiness PlanningBusiness StrategyCapacity DevelopmentCompliance ManagementCreditCredit CardsCross SellingCross-functional Team LeadershipDigital TransformationFinancial ServicesGovernance

About

Senior executive with over 30 years of leadership experience managing billion-dollar businesses across Insurance, Commercial Lending, Payments, Wealth Management, Fintech, Operations, Retail Banking, and Mortgages. A leader with a track record of delivering strong P&L results and a proven ability to lead large, complex portfolios and manage multi-sector operations with innovative, often industry-first, initiatives. Recognized industry-wide for driving sustainable growth, strengthening institutional resilience, and spearheading change at scale. Core strengths include transforming and scaling businesses across varied product lines, building robust business models, forging long-term partnerships, managing risk and regulatory compliance, managing operations with large teams, and delivering customer-first solutions that balance operational efficiency with long-term impact. A keen learner, I bring a high level of curiosity, passion, a growth mindset, innovation, adaptability, problem-solving, and integrity to my job along with a strong focus on execution.

Experience

Reliance nippon life insurance

Head Of Operations

Nov 2021Present · 4 yrs 4 mos

Capacity DevelopmentStakeholder ManagementProgram ManagementPortfolio ManagementRegulatory AuditsStrategic Leadership+13

Indmoney

Founding Member - Head of Strategy, Institutional Partnerships, Lending & Credit, Digital Marketing

Oct 2019Oct 2021 · 2 yrs

Capacity DevelopmentStakeholder ManagementProgram ManagementFinTechPortfolio ManagementRegulatory Audits+14

American express

Country Head, Global Commercial Payments

Sep 2014Jun 2019 · 4 yrs 9 mos · Gurugram, Haryana, India

Capacity DevelopmentStakeholder ManagementProgram ManagementPortfolio ManagementStrategic LeadershipStrategic Planning+8

Max life insurance company limited

Director & Head - Agency Distribution

Oct 2012Aug 2014 · 1 yr 10 mos · Gurugram, Haryana, India

Capacity DevelopmentStakeholder ManagementProgram ManagementPortfolio ManagementStrategic LeadershipStrategic Planning+7

Citibank

8 roles

Country Head - Mortgages

May 2010Mar 2012 · 1 yr 10 mos

Capacity DevelopmentStakeholder ManagementProgram ManagementPortfolio ManagementRegulatory AuditsStrategic Leadership+12

Country Head, Suvidha, Debit Cards & ATM Distribution

Promoted

Nov 2005May 2010 · 4 yrs 6 mos

Capacity DevelopmentStakeholder ManagementProgram ManagementPortfolio ManagementRegulatory AuditsStrategic Leadership+13

Regional Sales Head, Suvidha - Mumbai & New Markets

Jan 2004Jan 2005 · 1 yr

Portfolio ManagementStrategic PlanningStrategy ExecutionWealth ManagementRetail BankingProject Management

Sales Head, Suvidha, Mumbai

Jan 2002Jan 2004 · 2 yrs

Portfolio ManagementStrategic PlanningStrategy ExecutionWealth ManagementRetail BankingProject Management

Branch Manager, Citibank Kolkata

Jan 1998Jan 2002 · 4 yrs

Portfolio ManagementStrategy ExecutionWealth ManagementRetail BankingProject Management

Wealth Manager

Jan 1996Jan 1998 · 2 yrs

Portfolio ManagementStrategy ExecutionWealth ManagementRetail BankingProject Management

Customer Service Team Lead

Promoted

Jan 1994Jan 1996 · 2 yrs

Portfolio ManagementStrategy ExecutionWealth ManagementRetail BankingProject Management

Operations Manager

Jan 1992Jan 1994 · 2 yrs

Strategy ExecutionRetail BankingProject Management

Education

K J Somaiya Institute of Management

Master of Business Administration (MBA) — Marketing

Jan 1990Jan 1992

Lady Shri Ram College For Women

Economics Hons — Economics

Jan 1987Jan 1990

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