Saru Kaushal — CEO
Senior executive with over 30 years of leadership experience managing billion-dollar businesses across Insurance, Commercial Lending, Payments, Wealth Management, Fintech, Operations, Retail Banking, and Mortgages. A leader with a track record of delivering strong P&L results and a proven ability to lead large, complex portfolios and manage multi-sector operations with innovative, often industry-first, initiatives. Recognized industry-wide for driving sustainable growth, strengthening institutional resilience, and spearheading change at scale. Core strengths include transforming and scaling businesses across varied product lines, building robust business models, forging long-term partnerships, managing risk and regulatory compliance, managing operations with large teams, and delivering customer-first solutions that balance operational efficiency with long-term impact. A keen learner, I bring a high level of curiosity, passion, a growth mindset, innovation, adaptability, problem-solving, and integrity to my job along with a strong focus on execution.
Stackforce AI infers this person is a seasoned executive in Fintech and Financial Services.
Location: Gurgaon, Haryana, India
Experience: 32 yrs 4 mos
Skills
- Strategic Leadership
- Operations Management
- Fintech
- Global Commercial Payments
- Agency Distribution
- Mortgages
- Debit Cards
- Wealth Management
- Retail Banking
Career Highlights
- Over 30 years of leadership experience.
- Proven track record in managing billion-dollar businesses.
- Expert in driving sustainable growth and innovation.
Work Experience
Reliance Nippon Life Insurance
Head Of Operations (4 yrs 4 mos)
INDmoney
Founding Member - Head of Strategy, Institutional Partnerships, Lending & Credit, Digital Marketing (2 yrs)
American Express
Country Head, Global Commercial Payments (4 yrs 9 mos)
Max Life Insurance Company Limited
Director & Head - Agency Distribution (1 yr 10 mos)
Citibank
Country Head - Mortgages (1 yr 10 mos)
Country Head, Suvidha, Debit Cards & ATM Distribution (4 yrs 6 mos)
Regional Sales Head, Suvidha - Mumbai & New Markets (1 yr)
Sales Head, Suvidha, Mumbai (2 yrs)
Branch Manager, Citibank Kolkata (4 yrs)
Wealth Manager (2 yrs)
Customer Service Team Lead (2 yrs)
Operations Manager (2 yrs)
Education
Master of Business Administration (MBA) at K J Somaiya Institute of Management
Economics Hons at Lady Shri Ram College For Women