Sambhaji Chougule

Business Development Executive

Chennai, Tamil Nadu, India4 yrs experience

AI Enabled

Key Highlights

3.8+ years of AML/KYC experience in fintech.
Expert in end-to-end KYC onboarding and AML compliance.
Proven ability to collaborate across compliance and risk teams.

Stackforce AI infers this person is a Fintech professional specializing in AML/KYC compliance and merchant onboarding.

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Skills

Core Skills

Merchant OnboardingAml ComplianceKyc OnboardingRisk ManagementTransaction Monitoring

Other Skills

Merchant Account Setup & ActivationKYC Verification & Compliance ChecksEnd-to-End Merchant OnboardingRisk AssessmentCDDSDD & EDD ReviewsRegulatory ComplianceRisk ProfilingAML ScreeningFraud InvestigationsDispute ResolutionChargebacksTeam CoordinationUAE AML Regulatory FrameworkSuspicious Activity Reports (SAR)

About

Results-driven AML/KYC professional with 3.8+ years of experience in fintech, specializing in end-to-end KYC onboarding, merchant due diligence, and AML compliance. Experienced in CDD, EDD, sanctions screening, PEP checks, and transaction monitoring using tools like Refinitiv World-Check and LexisNexis. Skilled in identifying financial crime risks, performing risk-based assessments, and ensuring regulatory compliance aligned with RBI and global AML frameworks. Proven ability to collaborate with compliance, risk, and operations teams while maintaining SLA-driven performance. Actively seeking opportunities as an AML/KYC Analyst to contribute to financial crime prevention and compliance excellence. Let’s connect if you’re looking for someone who blends compliance knowledge, operational excellence, and a merchant-first mindset in the ever-evolving fintech ecosystem. 📞 Mobile: +91 8884203123 ✉️ Email: mrsambhajisureshchougule@gmail.com I’m ready to embark on the next phase of growth and achievement let’s make it happen.

Experience

Chimepe fintech private limited

Merchant Onboarding Executive - Merchant KYC Onboarding Specialist & B2B Operations

Dec 2025 – Present · 3 mos · Chennai · On-site

Worked in a fast-growing fintech startup environment, managing the end-to-end merchant onboarding lifecycle to ensure a smooth, efficient, and compliant onboarding experience.
1.Executed end-to-end merchant onboarding, including document collection, KYC verification, and AML and RBI regulatory compliance checks in line with internal policies.
2.Assisted merchants with account setup, payment gateway integration, and initial technical support during onboarding.
3.Acted as the primary point of contact for merchants, resolving onboarding-related queries and ensuring timely activation.
4.Conducted product training sessions, created onboarding documentation and user guides, and educated merchants on platform features and processes.
5.Collaborated with cross-functional teams including Tech, Compliance, Risk, and Operations to streamline onboarding workflows and improve merchant experience.
6.Tracked onboarding progress, maintained accurate records and documentation, and shared insights to support process improvements and operational efficiency.
7.Contributed to business growth by building strong merchant relationships and delivering a high-quality onboarding experience in a dynamic startup environment.
Working in a dynamic startup environment allows me to contribute directly to business growth while building strong merchant relationships and delivering a world-class onboarding experience.

Merchant Account Setup & ActivationKYC Verification & Compliance ChecksMerchant OnboardingAML Compliance

Career break

Professional development

Oct 2025 – Nov 2025 · 1 mo · Bengaluru, Karnataka

I took a short career break to support my family during my elder brother’s marriage and to manage important personal responsibilities at home. Alongside this, I utilized the time to upskill myself by pursuing an AML/KYC certification course to strengthen my expertise in the compliance domain.
This phase gave me balance, clarity, and renewed focus. I am now fully prepared and actively exploring new opportunities with upgraded skills and fresh commitment.

Ienergizer

Senior Associate - Razorpay Payment Gateway - KYC Onboarding & B2B Operations

Jan 2024 – Sep 2025 · 1 yr 8 mos · Bengaluru · On-site

Conducted End-to-End KYC Onboarding, merchant due diligence and KYC verification including document validation, website review, and risk profiling to ensure compliance with RBI AML regulations.
Collaborated with Merchant Risk and Compliance teams to evaluate high-risk merchants, perform Enhanced Due Diligence (EDD), and escalate suspicious cases.
Investigated merchant issues related to payment gateway operations including settlements, disputes, refunds, and chargebacks while ensuring regulatory compliance.
Coordinated with key cross-functional teams including Tech, Merchant Risk, Compliance, Dispute Resolution, API Integrations, POS, and Banking Operations to ensure quick issue resolution on settlement issues, chargeback queries, refund delays, and reconciliation and smooth merchant experience.
Coordinated with cross‑functional teams including Compliance, Risk, Banking Operations, and Technical Integration teams to resolve compliance‑related cases..
Worked with the Tech & Integrations teams for API troubleshooting, payment failures, and merchant onboarding setup.
Maintained strong SLA adherence, case documentation, and resolution accuracy through Ameyo ticketing systems..

End-to-End Merchant OnboardingKYC Verification & Compliance ChecksKYC OnboardingRisk Management

Exalenze

Customer Success Executive - AML/KYC Compliance & B2B Support Operations (Zest Money)

Oct 2021 – Nov 2023 · 2 yrs 1 mo · Pune District · On-site

Conducted KYC verification and due diligence checks for Merchants/Customers in line with AML regulatory requirements.
Performed CDD, SDD, and EDD reviews including identity verification, financial profile analysis, and customer risk categorization.
Executed sanctions screening, PEP screening, and adverse media checks using Refinitiv World‑Check and LexisNexis.
Identified suspicious or high‑risk Merchant/Customer profiles and escalated cases to the compliance team for further SAR/STR Filings and investigations.
Supported Transaction Monitoring (TM) activities under the supervision of the Compliance team by reviewing flagged transactions and identifying unusual transaction patterns.
Managed compliance cases and escalations through Zendesk CRM ensuring accurate documentation and timely resolution.
Assisted customers across onboarding and post-onboarding lifecycle improving compliance transparency and customer trust.

Risk AssessmentCDDSDD & EDD ReviewsAML ComplianceTransaction Monitoring