Gaurav Sheth

CEO

Mumbai, Maharashtra, India21 yrs 6 mos experience
AI EnabledHighly Stable

Key Highlights

  • 20+ years in global product management
  • Expert in P&L management and strategic partnerships
  • Innovative solutions in Fintech and IoT sectors
Stackforce AI infers this person is a Fintech and IoT product management expert with a strong focus on strategic growth.

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Skills

Core Skills

Product ManagementP&l ManagementBusiness Strategy

Other Skills

Strategic PlanningBusiness PlanningStakeholder ManagementFinancial ManagementFinancial ReportingInterpersonal SkillsAnalytical SkillsStrategic ThinkingCompetitive AnalysisHandle Multiple ProjectsCross-functional Team LeadershipProduct LaunchProduct PlanningOrganization SkillsObjectives and Key Results (OKRs)

About

Accomplished technology executive with over 20 years of experience in global product management, financial reporting, and agile methodologies. Currently serving as Vice President Products at Paytm, focusing on developing and executing a strategic roadmap to enhance the Transit business while aligning with market demands and business objectives. Demonstrated expertise in P&L management, strategic partnerships, and optimizing product features and user experience to drive business growth. Passionate about leveraging innovation to create impactful solutions across Fintech and IOT space

Experience

21 yrs 6 mos
Total Experience
5 yrs 8 mos
Average Tenure
4 yrs 4 mos
Current Experience

Paytm

Vice President Products

Jan 2022Present · 4 yrs 4 mos · Mumbai, Maharashtra, India · On-site

  • Drove strategic adoption of agentic AI across the product organization—architected prompt workflows and validation frameworks, built an end-to-end agentic pipeline from PoC to production, and scaled across 5 product launches. Reduced requirements cycle from 4 weeks to 1.5–2 weeks (60%+ compression), cut external advisory costs, and established the internal playbook for AI-augmented product development.
  • Managed payment infrastructure P&L processing 7M+ transactions/day at 99.9% SLA across multiple instrument rails, optimizing per-transaction settlement cost by 10% through Yes/Axis Bank partnerships. Negotiated Amex vendor payment solution for corporate credit cards and Yes Bank PG integration for Smart Pay platform (direct and indirect tax payments).
  • Built direct relationships with payment networks and banks—improving SLA, reducing settlement latency, and unlocking exclusive pricing terms that provided the foundation for scaling to 7M+/day transaction volume.
  • Led build-vs-partner decision for RuPay payment switch; chose in-house development over NPCI partnership, delivering 40% per-transaction cost advantage and unlocking proprietary margin expansion.
  • Launched Paytm’s Rupay Certified physical wallet, NCMC-compliant card with main wallet and sub-wallet support. Managed the full user journey (onboarding, wallet creation, transaction history, support tickets, funnel performance) across online and offline issuance channels, including certification of the issuance switch.
  • Built proprietary CPaaS platform as a competitive differentiator. Scaled from $0M to $8M+ ARR in 1 year through new enterprise acquisition and new payment channel launches—driving 16x growth with defensible multi-channel positioning.
  • Built defense-in-depth risk architecture: ML-based fraud detection with real-time monitoring, PCI-DSS compliance embedded from day one and dual-bank redundancy with escrow accounts guaranteeing 24/7 settlement availability.
Strategic PlanningBusiness PlanningStakeholder ManagementP&L ManagementProduct ManagementFinancial Management+17

Ola (ani technologies pvt. ltd)

Director of Product Management

Oct 2019Nov 2021 · 2 yrs 1 mo · Mumbai, Maharashtra, India

  • Entered government transit market based on margin and contract runway analysis, determining this segment offered superior economics and predictability. Built One Nation One Card solution from scratch, choosing custom build (vs. licensing) to establish competitive differentiation in gate integration and authentication speed. Delhi Metro deployment (5,000+ gates) became marquee win and proof point for government market, enabling follow-on $5M+ contract portfolio.
  • Developed repeatable playbook for winning government contracts; built dedicated compliance and product team. Won $5M+ in government smart mobility contracts by embedding regulatory expertise (NPCI, PCI, data privacy) into product design from day one. Government segment provided multi-year contract visibility and predictable revenue.
  • Prioritized compliance as a core differentiator (not checkbox); embedded security architecture into product sprints and built compliance testing into development pipeline. Achieved zero security incidents across all $5M+ government deployments, which became a contract requirement in RFPs—competitors couldn't match this credential. Compliance-first approach improved win rates and enabled pricing premium in government segment.
Financial ManagementInterpersonal SkillsHardware DesignCompetitive AnalysisBusiness StrategyHandle Multiple Projects+7

I.d. systems, inc.

4 roles

Director of Product Management

Promoted

Feb 2015Sep 2019 · 4 yrs 7 mos

  • ● Advanced over 13 years from RF and hardware engineering into product leadership, ultimately directing global product management and engineering teams across asset tracking, industrial IoT, and connected vehicle solutions—building the cross-functional foundation that has defined the career since.
  • ● Developed and executed product and programme strategies—including rigorous make-vs-buy frameworks—that drove $75M+ ARR within a single fiscal year through a dedicated fleet management solution built for Avis, cementing I.D.Systems’ position as the market-leading industrial IoT platform.
  • ● Led the design, development, and launch of multiple vehicle platforms and next-generation connected vehicle solutions, reducing time-to-market by 30% and consistently delivering against roadmap commitments across hardware, software, and operations.
  • ● Defined and standardised engineering and product development processes across global teams, reducing development cycles by 20% and bringing discipline to complex, multi-workstream programmes spanning hardware, embedded software, and cloud platforms.
  • ● Partnered directly with Fortune 50 enterprises including Ford, Walmart, and Target to translate complex operational requirements into product specifications, ensuring solutions were delivered on time, on budget, and at the quality standards that sustained long-term strategic relationships.
  • ● Inventor of US Patent #10,690,704 for a unique relay application, contributing to the firm’s IP portfolio and technical leadership.
  • ● Built and led a cross-functional product and engineering organisation of 25+ people, overseeing a $25M+ program portfolio and cultivating a delivery culture of accountability and quality—while developing engineers into product thinkers, directly mirroring the engineering-to-product transition that defined the career arc.
Business PlanningFinancial ManagementFinancial ReportingInterpersonal SkillsHardware DesignAnalytical Skills+13

Principal Electrical Engineer

Promoted

Feb 2011Feb 2015 · 4 yrs

  • Responsible for all aspects of design, development, testing of the product.
  • Interface with cross functional team within organization on all aspect of product development and release to Production.
  • Provide support to Operation/Production team for managing CMs, component procurement, product pricing, manufacturing support.
Interpersonal SkillsHardware DesignHigh Performance Computing (HPC)Product Vision

Sr. RF Engineer

Promoted

Feb 2008Feb 2011 · 3 yrs

  • Responsible for design of propriety RF radio, analog and mixed signal design of the products.
  • Responsible for smooth transition of product from Engineering to Operations/ Mass Produciton

RF Design Engineer

Jun 2006Feb 2008 · 1 yr 8 mos

  • Responsible all aspect RF/Wireless Design and testing.

Fei-elcom tech, inc

RF Engineer

Aug 2004Jun 2006 · 1 yr 10 mos · Rockleigh, NJ

  • Responsible for testing for various VCOs, up/down converters.
  • Design/test a RF band pass filter in GHz.
  • Responsible to test the final product in QC with the defence customer before shipping.

Education

Syracuse University

Master's Degree — Electrical and Electronics Engineering

Jan 2002Jan 2004

University of Mumbai

Bachelor's Degree — Electrical and Electronics Engineering

Jan 1998Jan 2002

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