Jatin Gala

CTO

Mumbai, Maharashtra, India25 yrs 5 mos experience

Highly Stable

Key Highlights

Led the development of a digital lending platform.
Expanded engineering team from 10 to 40 members.
Spearheaded multiple fintech applications enhancing user experience.

Stackforce AI infers this person is a Fintech expert with strong leadership in software engineering and product development.

Contact

Skills

Core Skills

FintechProject ManagementCustomer Journeys

Other Skills

Cloud ComputingB2CVendor ManagementDatabase DesignCost optimisationFraud PreventionProduct EngineeringDigital Lending GuidelinesISO 27001Payment GatewaysSaaS DevelopmentPeople DevelopmentKYC VerificationSoftware ArchitectureJavaScript

About

Experience in leading & successfully adding value to Product Development, Strategy, Software Engineering & People Management. Ability to gather the business requirements, analyzing them and implementing the solutions. Have successfully lead tech team for various businesses (Fintech, Matrimony, Social Networking, Dating, Property Listing, Astrology, Telecom ).

Experience

25 yrs 5 mos

Total Experience

8 yrs 5 mos

Average Tenure

Current Experience

Jai kisan

VP - Engineering

Mar 2021 – May 2025 · 4 yrs 2 mos · Mumbai, Maharashtra, India · Hybrid

Led the development of a digital lending platform, ensuring compliance with RBI’s Digital
Lending Guidelines.
● Designed and launched BNPL solutions, LOS systems, and business applications for
seamless lending operations.
● Spearheaded the BharatKhata app, enabling retailers with POS-based credit features.
● Released the JaiKisan Farmer app, allowing farmers to check loan eligibility, discover
participating retailers, and book loans.
● Re-architected lending workflows to improve compliance, enhance fraud detection, and
optimize KYC verification.
● Integrated credit bureaus, KYC verification providers, banks, and SAAS-based LMS &
collection platforms.
● Scaled cloud infrastructure, achieving 15%+ cost savings while maintaining high availability.
● Expanded the engineering team from 10 to 40 (interns to engineering managers).
● Launched the BharatCredit app for MSMEs, building a digital onboarding and financing
journey.
o Developed invoice discounting finance workflows (Yes Bank, Razorpay integrations).
o Introduced a cashback rewards system to encourage early repayments.

Project ManagementFinTechCloud ComputingB2CCustomer JourneysVendor Management+11

People interactive

Consultant

Nov 2019 – Feb 2020 · 3 mos · Mumbai Area, India

Customer Journeys

People interactive

8 roles

Sr. Director - Software Engineering , Business Applications (techno functional)

Apr 2017 – Oct 2019 · 2 yrs 6 mos

Developed a robust sales incentive framework. The framework is able to calculate the incentives based on revenue target achievements, Lead conversions, kickers, spot incentives. Using microservices and event based architecture the framework is capable of reporting real time incentives earned.
Maintaining and continuously improving in house business applications like Ticketing, HRMS, Recruitment Management Systems, Order Management systems, Performance Management System.

Project ManagementCloud ComputingB2CCustomer Journeys

Director - Software Engineering , Growth & Revenue

Promoted

Jul 2015 – Mar 2017 · 1 yr 8 mos

Worked on improving Sales Advisor’s productivity by A/B experimenting on lead categorization using Machine Learning algos and allocate leads depending on the Advisor's skill set and customers demographics.
Driven end-to-end integrations with third-party platforms like BillDesk, Razorpay, JusPay.

Project ManagementCustomer Journeys

GM -Technology , Revenue

Apr 2013 – Jun 2015 · 2 yrs 2 mos

Built a framework to deliver a comprehensive system of layers, banners and stop pages to market/promote orders/actions leading to 2L payment page visits daily.
My team was responsible for improving the order conversion ratio using various payment methods. Built the credit card payment architecture for optimal success ratios.
Redefined the Product Development Methodology using Scrum.
Piloted the migration from Monolithic Architecture to SOA

Project Management

Sr. Project Manager, Software Engineering, Customer Acquisation

Apr 2011 – Mar 2013 · 1 yr 11 mos

My team was responsible for optimizing Registration flows and achieved PC to PA conversion ratios from 60% to 74%, improved profile photo upload ratio from 40% to 64% and phone verification ratio 30% to 75%.
Developed automated systems to reduce manual tasks in photo cropping and screening. Helping the organization reduce manpower by 50% and making the photos available in minutes which earlier took 3 to 4 hours.

Project Management

Project Manager - Software Engineering, (Digital marketing)

Promoted

Apr 2009 – Mar 2011 · 1 yr 11 mos

Developed Click tracking ability to track Visits to Registration to Profile to Payments and Renewal.
Built real time analytics for high volume popunders/popbehinds cut by dimensions like partner/ad network, day/month/year, platform. Thus enabling the marketing team to control marketing spends looking at the current acquisitions trends.

Project Management

Sr. Team Lead - Property Listing, Astrolife.com

Apr 2007 – Mar 2009 · 1 yr 11 mos

Designed and developed a portal for listing all types of buying , selling and renting properties.
Lead the tech team for Astrolife.com

Team Lead - Fropper.com

Promoted

Apr 2005 – Mar 2007 · 1 yr 11 mos

Designed and implemented dating and social networking applications with features like photo album sharing, blogging, video sharing, music streaming, microblogging, groups.

Sr. Software Engineer

Jan 2004 – Mar 2005 · 1 yr 2 mos

Designed and implemented systems to track CRO’s efficiency on ticket handling and the teams overall SLAs. Built various reports for calculating the productivity. Thus, helping them in resource planning to meet SLAs.