Jul 2021 – Jan 2025 · 3 yrs 6 mos

• 1 Lead the Product development for India CBDC (App, Payment, Tokenised Assets using blockchain) and usecases like Programmability, Offline, UPI imteroperability
• 2.Innovation strategy design and identification of Feasibilty and success criterias of Minimum viable product with technology teams.
• 3.Managing team of 10+ members in innovation projects catering product and business requirements.
• 4.Collaborating with prospective users and clients to understand and anticipate their needs and translate them into product requirements related to Distributed ledger Technology, AI, IOT, Secure Element.
• 5.Defining the vision for the team’s product based on payment using Tokens
• 6.Creating a product road map based on this vision
• 7.Managing the product backlog and prioritizing them based on changing requirements
• 8.Overseeing all stages of product creation including design and development
• 9.Developing user stories
• Monitoring and evaluating product progress at each stage of the process and introduction innovation by bringing insights from existing market and product roadmap.
• 10.Liaising with the product team and end-users to deliver updates. Stakeholders include - Regulator, Banks, FinTech's and Internal departments.

Nov 2019 – Jun 2021 · 1 yr 7 mos

• 1.Gain a deep understanding of the market, competitive landscape, and client experiences.
• 2.Strategize projects around different technologies like Blockchain, API platform, Data science, Automation etc.
• 3.Gain a deep understanding of customer experience, identify and fill product functional gaps and generate new ideas to grow market share, improve customer experience and drive growth.
• 4.Design, scope and prioritize requirements based on business and client impact.
• 5.Develop product strategy and road-map by analyzing product performance, identifying and filling product gaps and generating new ideas that grow market share, improve client experience and drive growth.
• 6.Identify new trends and solutions, partner with suppliers and/or internal R&D to test and bring new or enhancements to market
• 7.Define messaging and value propositions and be accountable for the overall go-to-market plan, including the revenue forecasts, adoption goals, pricing, annual pricing strategy, and service strategy.
• 8.Generate product buy-in with key stakeholders.
• 9.Translate product strategy into product requirements and prototypes.
• 10.Represent the company by visiting and meeting with clients to solicit feedback on products and services.
• 11.Collaborate with marketing, sales, and operations to develop product pricing, positioning, and promotional plans that are aligned with product strategy.
• 12.Identify target market segments, segment sizing and ideal customer targets, and design forward-thinking positioning approaches for company products and services.
• 13.Drive product launches with other key internal and external stakeholders.
• 14.Provide cross-functional project management oversight for product development initiatives, including pilot projects, product enhancements, and new product development with startups.
• 15.Develop a clear product launch and commercialization process and methodology to ensure success at all levels; internally and externally

Mar 2019 – Oct 2019 · 7 mos

• 1. Performing Requirements Life Cycle Management for projects like - Public Credit Registry, NBFC Account Aggregator.
• 2. Creation of Business Requirement Document for the RBI Projects
• 3. Acting as liason between business stakeholders.
• 4. Responsible for end to end implementation of projects as Product Owner.
• 5. Performing Vendor Assessment in terms of Business and Information architecture
• 6. Assisting developers in the data science modelling exercise in the areas of Econometric studies.
• 7. Creation of Request of Proposal, Evaluation Criteria and Scope of Project to select bidders for RBI projects.
• 8. Submitting ideas in the form of whitepapers

Aug 2017 – Feb 2019 · 1 yr 6 mos

• Key Responsibilities include
• 1. Work effectively in a multi-stakeholder environment and responsible for mentoring and managing the productivity of the junior team mates.
• 2..Creation of MVP(minimum viable product) design and perform usability testing with RBI stakeholders.
• 3.. Independently initiates, identifies and coordinates the analysis of business needs in project areas.
• 4.. Interfaces or liaison between business owners/users and development project teams to determine, communicate and validate business requirements.
• 5..Understands, gathers, and defines requirements of all types, and documents with process flows and diagrams.
• 6.. Writes detailed business requirements, functional specifications and, when involved in project teams using an iterative development methodology.
• 7. Understands business processes and products for assigned business functions and the relationships between those processes and information systems, including the impact of system changes to business processes.
• 8.Provides on-going project management and status reporting at all levels.
• 9.Creates and maintains project schedules by developing project plans and functional specifications, estimating time requirements, establishing deadlines, monitoring milestone completion, tracking all phases of the project lifecycle.
• 10.Provides timely reporting of issues that impact project progress, coordinating actions, and resolving conflicts.
• 11.Conducts project meetings with the project team(s) regularly to review project deliverables and deadlines.
• Projects : Cybersecurity Incident Management, Setting up of Credit Registry,Operational Risk etc.

Jun 2016 – Aug 2017 · 1 yr 2 mos · Bangalore

• 1.Enhance knowledge of Capital Markets in areas like Corporate Actions etc.
• 2.Review, analyze, and interpret Business Requirements Documents (BRD) and providing feedback on key functionalities and technical feasibility.
• 3.Working on Asset control tool for Post trading activities.
• 4.Analyze and translate BRDs into Functional Requirements Document (FRD).
• 5.Review, analyze, and interpret financial industry standard file formats (ISOXML, SWIFT messages and etc.).
• 6.Performed mapping from industry standards to proprietary formats or database.
• 7.Adhere to the requirements processes as well as SDLC to gather, write and maintain FRDs.
• 7.Working on Blockchain's POC
• 8. RPA

Feb 2016 – Apr 2016 · 2 mos · Mumbai Area, India

• Analytics:
• 1.Specialty market Model:
• 1.Created a procedure based market model .
• 2.Involved in restructuring of data and mapping of data.
• 3.Used macros to update the model with any changes with number.
• 4.Calculation of market using Selling price, Reuse value of Medical devices,Technology penetration in the country and Number of units.
• 2. Sensitivity analysis sheet
• 1.Created a model where sensitivity of introduction of new product, removal of existing product as well as Update in any of details will be tracked with the overall market.
• 2.Sensitivity at each level is calculated.
• 3.Helps the marketers to analyse the importance of product for a particular geography.
• 4.Tool will be used for decision making.
• 3. Dashboard using Tableau
• 1. Created 7 multiple analysis points with in a Dashboard.
• 2. Developed a way to analyse the importance of particular Business units at particular Geography.
• 3.Creation of multiple parameters in Tableau to make the dashboard convenient and attractive.
• 4. Captured overall picture required for a Regional head to look on and help to take decisions.
• 5. Forecasting model
• 1. Use of regression analysis to forecast the market at Product category across APAC.
• 2. Automatic model where past values can be inputted and forecasting will be done.

Aug 2012 – Jun 2014 · 1 yr 10 mos · Pune Area, India

• As Business Analyst:
• 1. Responsible for changing settlement currency of Egypt from USD to EGP.
• 2. All credit card settlements issue.
• 3. Identification of skimmed card.
• 4. Production issues like failures of job, performing settlements links availability etc.
• As Software developer:
• 1. Developed a link monitoring screen which runs 24x7 to display alerts of ATMs and transactions.
• 2.Develop a tool to clear all the Emergency programs and objects which are deployed during releases to maintain uniformity in system.
• 3. Developed a message logging program to log the messages from different links
• Like Global atms of HSBC,Single message routing network,POS etc.
• 4.Part of release management team for deploying objects in production.