Rishabh Agarwal

CEO

Gurugram, Haryana, India10 yrs 8 mos experience
Highly StableAI Enabled

Key Highlights

  • 10 years of experience in strategy and analytics.
  • Expertise in credit risk management and product innovation.
  • Led cross-functional teams across multiple continents.
Stackforce AI infers this person is a Fintech professional with strong expertise in credit risk management and data-driven strategies.

Contact

Skills

Core Skills

Business StrategyP&l ManagementProduct ManagementData ScienceMachine LearningData AnalysisEngineering

Other Skills

LendingUnsecured LoansPortfolio ManagementPersonal LoansCredit CardsStatistical AnalysisMarketing AnalyticsData VisualizationRegression ModelingMicrosoft PowerPointVBARStatistical Data AnalysisStatisticsConsulting

About

10 years of experience in strategy, credit risk management, analytics & product innovation across financial services, e-commerce, agri-tech, and insurance. Background in boutique management consulting, leading large teams and driving cross-functional execution across the US, India, Australia, and Africa. Currently spearheading credit & profitability strategy at an Africa-based agri-fintech startup, with the mission to improve lives for farmers by expanding access to financial services. Expertise in data-driven growth, profitability optimization, business roadmap development, credit leadership, and scaling products from inception to market success.

Experience

10 yrs 8 mos
Total Experience
7 yrs 4 mos
Average Tenure
3 yrs 4 mos
Current Experience

Apollo agriculture

3 roles

Head of Credit Product (Strategy and Ops)

Promoted

Jul 2025Present · 10 mos

Head of Credit - Portfolio Profitability

Dec 2024Jun 2025 · 6 mos

Business StrategyP&L ManagementLendingProduct Management

Associate Director, Profitability and Account Management

Nov 2022Nov 2024 · 2 yrs

Indus insights

7 roles

Senior Manager

Promoted

Nov 2021Nov 2022 · 1 yr

  • Managed a portfolio of 6 client relationships across a 20+ member team in Financial Services, Insurance, and eCommerce verticals to drive value for clients using Data Science & Analytics.
  • Have developed several risk / response / fraud models, marketing strategies, underwriting strategies, LTV prediction models, unsupervised & supervised customer segments, A/B testing frameworks, and managed the entire analytics function for a vast portfolio of businesses in the US; Used basic analytics & visualization tools (Excel, Tableau, Domo) as well as advanced statistical techniques (machine learning algorithms like XGBoost & Light GBM, K-means clustering, Logistic regression, etc.) across different projects.
  • List of clients includes US-based sub-prime credit card issuer, equipment financier for small businesses in the US, LA-based online wine subscription firm, Insuretech firm providing online term life insurance in NYC, one of the big four banks in Australia, one of the largest credit unions in Philadelphia, etc.
Unsecured LoansLendingPortfolio ManagementPersonal LoansBusiness StrategyCredit Cards+1

Senior Manager

Promoted

Nov 2020Oct 2021 · 11 mos

Manager

Mar 2020Nov 2020 · 8 mos

  • 1st employee of the firm's US office; responsible for setting up and growing the US team.

Manager

Promoted

Dec 2018Mar 2020 · 1 yr 3 mos

Associate Manager

Promoted

Jan 2018Dec 2018 · 11 mos

Senior Associate

Mar 2016Jan 2018 · 1 yr 10 mos

Associate

Jun 2015Mar 2016 · 9 mos

Ge aviation

Intern - Aircraft Engine Design

May 2014Jul 2014 · 2 mos · Bangalore

  • 1. Work involved an intensive study of flange leakage in an aircraft engine, identifying possible causes and suggesting methods to reduce the same thereby facilitating financial savings for the company
  • 2. By correlating conclusions of various research papers, developed a regression-based model which could predict the flange leakage under various operating conditions.

Education

Indian Institute of Technology, Delhi

Bachelor’s Degree — Mechanical Engineering

Jan 2011Jan 2015

Wood Row Public School

High School — Science (PCM)

Jan 2008Jan 2010

Bishop Conrad Senior Secondary School

Secondary School

Jan 1995Jan 2008

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