Shine Karthampurath

Business Development Executive

Dubai, United Arab Emirates17 yrs 7 mos experience

Key Highlights

Proven track record in driving business growth.
Expertise in credit and lending solutions.
Strong capability in process improvement and compliance.

Stackforce AI infers this person is a Fintech professional with strong expertise in sales strategy and team leadership.

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Skills

Core Skills

Sales StrategyTeam LeadershipSales PerformanceCustomer Relationship ManagementTeam Management

Other Skills

Account ManagementAccount ReconciliationAccountingAdministrationAnti-Money LaunderingAssets RecoveryBranch Banking OperationsBusiness AnalysisBusiness DevelopmentBusiness PlanningCFTCapital ManagementCash ManagementClaims ManagementClient Relationship Building

About

Dynamic financial services professional with extensive experience in team leadership, operations management, sales strategy, and client relationship building. Adept at driving business growth, optimizing service delivery, and enhancing operational efficiency. Proven Branch Manager and Sales Team Lead, skilled in team development, performance optimization, goal-setting, and strategic decision-making to foster a high-performance culture. Expertise in credit and lending solutions, investment advisory, wealth planning, and risk management across regulatory, operational, reputational, and legal frameworks. Strong capability in process improvement, compliance adherence, and cross-functional collaboration to streamline operations and elevate customer experience. Passionate about creating customer-centric environments, leading sales initiatives, and implementing innovative strategies that drive revenue growth and long-term success.

Experience

Unicorn marketing management

Team Leader

Jul 2025 – Present · 8 mos · Dubai, United Arab Emirates · On-site

Recruiting, training and developing a high-performing sales team specializing in banking loan products, ensuring consistent adherence to productivity benchmarks and performance standards.
Leading and motivating Relationship Officers to exceed individual and team sales targets through strategic guidance, coaching and performance monitoring using KPIs and regular feedback.
Collaborating closely with banking partners to streamline loan approvals, resolve discrepancies and negotiate favorable terms including concessions and discounts.
Designing and implementing targeted sales strategies to drive revenue growth, expanding the customer base and achieving ambitious business objectives, supported by detailed daily and weekly reporting.

Team LeadershipSales StrategyClient Relationship BuildingPerformance OptimizationStrategic Decision-MakingRevenue Growth

Fintrek marketing

Assistant Team Lead

Dec 2024 – Jul 2025 · 7 mos · Dubai, United Arab Emirates · On-site

Supervised team handling ENBD Loans and Credit Cards, boosting efficiency and sales performance.
Sourced personal loan leads and exceeded sales targets through strategic prospecting and outreach.
Evaluated customer eligibility, converting leads and cross-selling ENBD products per bank policies.
Coordinated with processing teams to ensure compliant loan approvals and timely disbursements.

Sales PerformanceCustomer Eligibility EvaluationLoan Processing CoordinationCustomer Relationship Management

Derby group of companies

Assistant Team Lead

Nov 2023 – Nov 2024 · 1 yr · Sharjah, Sharjah Emirate, United Arab Emirates · On-site

Managed ENBD Loans, FAB and EIB credit card team, overseeing 15 staff to boost efficiency and output.
Recruited, trained, and deployed staff strategically to meet performance goals and team targets.
Leveraged MIS data to generate qualified leads and support consistent business growth.
Promoted banking products and facilitated approvals by assessing creditworthiness with banking teams.

Team ManagementLead GenerationProduct PromotionSales Strategy