R

Ruchi Dilbagi

HR Manager

Mumbai, Maharashtra, India24 yrs 1 mo experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Managed a 200M AED mortgage portfolio.
  • Delivered ₹100 Cr in life insurance revenue.
  • Reduced attrition by 10% YoY over 3 years.
Stackforce AI infers this person is a strategic HR leader in the Financial Services sector.

Contact

Skills

Core Skills

GovernanceWorkforce StrategyCulture & EngagementVendor ManagementStakeholder ManagementSales Management

Other Skills

Risk ManagementCompliance (GRC)People ArchitectureStakeholder EngagementEnterprise Resource Planning (ERP)Business AnalysisAnalytical SkillsData AnalysisChange ManagementSAP CRMSAP SDPersonal BankingTeam ManagementCustomer ServiceNew Business Development

About

Business-first HR leader with frontline global sales roots, known for building scalable people systems that strengthen governance and leadership readiness. Managed a 200M AED mortgage portfolio and delivered ₹100 Cr in life insurance revenue through direct sales and vendor management. Currently partner with functional leaders to drive business outcomes through a people-first strategy. Reduced attrition in corporate support functions by 10% YoY over 3 years, increased non-vendor hiring by 24%, and improved ESAT scores. Bring over two decades of cross-functional experience across sales, vendor management, distribution, and corporate HRBP, enabling a strong commercial lens. Interventions are practical, measurable, and scalable.

Experience

24 yrs 1 mo
Total Experience
4 yrs 9 mos
Average Tenure
13 yrs 11 mos
Current Experience

Hdfc life

5 roles

Associate Vice President Human Resources

Promoted

Apr 2023Present · 3 yrs 1 mo

GovernanceRisk ManagementCompliance (GRC)Workforce StrategyCulture & EngagementPeople Architecture+38

Chief Manager

Promoted

Oct 2022Present · 3 yrs 7 mos

Vendor ManagementStakeholder ManagementStakeholder EngagementData AnalysisChange ManagementAnalytical Skills+2

Sr Manager Human Resources

Promoted

Oct 2020Present · 5 yrs 7 mos

Manager Regional HR

Promoted

Jan 2017Present · 9 yrs 4 mos

Manager - Direct Marketing (Vendor Operations)

Jul 2012Present · 13 yrs 10 mos

  • Supervising Call Center for generation of appointments for Pan India
  • Initiated internal and external marketing of Qualified Recognized Oversees Pension Scheme (QROPS) as an emerging business opportunity along with devising a strategic approach to reach the target customers based out of UK
  • Monitoring appointment Quality and optimum data conversion.
  • Provide leadership, coaching and support to the Vendor staff – Agents, Team Leaders, Process Owners, Quality Analysts and Verifiers by setting objectives and targets, evaluating progress, managing performance by regular appraisals, developing needs, new product launches.
  • Provide business insights through data analysis to the sales team to increase the hit ratio among potential customers
  • Constant interactions with the Underwriting and Products team for continuous need based improvements and updation.

Rakbank

2 roles

Sr. R M - Mortgage Loans

Promoted

Jan 2005Jan 2010 · 5 yrs

  •  Supervising Direct Sales teams to acquire new business
  •  Assisting Sales Manager in re-engineering of sales strategies, designing and implementing control reports to manage business, setting sales budgets
  •  Provide leadership, coaching and support to the team members by setting objectives and targets, evaluating progress, managing performance by regular appraisals, developing needs.
  •  To familiarize with Anti Money Laundering checks and procedures and ensure quality service is delivered to the customers.
  •  Provide front-end credit checks for all the files generated to ensure that they meet the broad policy guidelines
  •  Involved with service Quality Department in designing training modules to benefit Mortgage Relationship Officers, Phone Banking Staff, Telemarketing Staff and Customer Service Officers in Branches and Kiosks.
  •  Involved in setting up of Mortgage Operating Procedure, process re-vamp, Designing of Mortgages Product features & Terms Sheet, Home Buyers Guide.

Sr. Relationship Officer (cards/mortgages)

Jan 2003Jun 2005 · 2 yrs 5 mos

Finbiz marketing

Business Account Manager

Dec 2000Aug 2002 · 1 yr 8 mos · Indore Area, India

  • Generated Business for Commercial as well as Passenger car loans. Handle Branch Sales and Customer Service including first hand Credit analysis of the loan documents.

Sanghi brothers (indore) pvt ltd. dealer for tata motors

Sales Coordinator

Nov 1999Nov 2000 · 1 yr · Indore Area, India

  • # Manage Walk-ins for the Passenger Car division
  • # Maintain daily Stock MIS for the Cars in the showroom

Atco products limited

CARE (Customer Appreciation & Relations Executive)

Dec 1996Jun 1997 · 6 mos · Jabalpur Area, India

  • # Office Administration
  • # Manage Service Inquiries
  • # Maintain Sales and Service MIS for onward weekly reporting to the Regional Office

Education

XLRI Jamshedpur

Certification in Human Resource Management — Executive Development Program in Human Resources Development

Apr 2019Nov 2019

G S College of Commerce & Economics

Bachelor of Commerce (B.Com.)

Jan 1993Jan 1996

Christ Church Girls' Senior Secondary School

Accounting and Business/Management

Jan 1981Jan 1993

AON HR Learning Center

Certified HR Business Partner Ready — Human Resources Management and Services

Jun 2020Oct 2020

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